All Caser insurance plans for expats in Spain
Every Caser product we place, in one place. 26 plans across 9 insurance categories - health, car, motorcycle, home, travel, dental, pet, funeral and business. Quote in 5 languages, claims handled in English, same-day activation where available.
Health insurance
Five Caser health tiers covering everything from outpatient-only entry-level to full reimbursement worldwide. Visa-compliant, English claims, NIE not required to start.
Médica
Outpatient cover - family doctor, 30+ specialities, telemedicine and basic dental. The smart starter plan.
Integral
Médica cover plus full hospitalisation and surgery. The most popular tier for families and visa applicants.
Adapta+Dental
Hospitalisation plus full dental cover bundled into one plan, with simple co-payments.
Salud +60
Health cover designed for over-60s. No medical questionnaire, no waiting periods.
Prestigio
Top-tier reimbursement plan. Choose any specialist or hospital in the world and claim back.
Car insurance
Three legal cover levels plus a total-loss replacement add-on. Caser Autohelp accident detection included on every tier. Up to 60% no-claims discount.
Third-Party
Cheapest legally-compliant cover - civil liability + Caser Autohelp + 24/7 assistance. Best for older cars.
Third-Party Extended
Adds theft, fire and glass cover to basic third-party. Mid-tier value pick.
Fully Comprehensive
Full all-risk cover including damage to your own vehicle. Recommended for newer cars and financed vehicles.
Car-for-Car add-on
Total-loss replacement add-on. Get a like-for-like vehicle if yours is written off in an accident.
Motorcycle insurance
Three cover levels for motorcycles in Spain plus the free ReMoto safety feature on every tier.
Third-Party
Legal-minimum cover with Caser Autohelp accident detection. Suitable for older or low-value bikes.
Third-Party + Theft
Adds theft and fire protection. Recommended if your bike is parked on the street or in shared garages.
Comprehensive
Full all-risk cover for newer or higher-value motorcycles. Includes own-damage and accident cover.
ReMoto safety feature
Free GPS-based theft tracking and accident detection bundled with every Caser motorcycle policy.
Home insurance
Four home tiers covering primary residences, second homes and holiday lets. Mainland, Canary and Balearic Islands.
Hogar Esencial
Standard home cover - fire, theft, water damage, glass. The minimum most expat owners need.
Hogar Integral
All-risk cover with extended water, electrical and accidental damage. Most-popular family pick.
Hogar Prestigio
Premium tier with high-value contents, jewellery cover and worldwide travel for personal items.
Hogar Vacacional
Specialist cover for second homes and Airbnb / holiday rentals - includes anti-squatter protection.
Travel insurance
Four travel options from per-trip Iberian cover to annual worldwide and dedicated cruise protection.
Vacacional
Per-trip Iberia cover, budget-friendly for short Spain and Portugal stays.
Integral
Annual multi-trip Europe cover. Unlimited trips up to 60 days each.
Prestige
Annual worldwide cover with high medical limits and trip cancellation included.
Cruise
Cover designed specifically for cruise passengers. Any cruise line, any destination worldwide.
Dental insurance
Standalone dental cover that stacks with any health plan. No medical questionnaire, no waiting periods.
Smile Essential
40 dental services free, up to 50% off everything else. Same price all ages.
Smile Perfect
Smile Essential plus 24-hour dental emergencies, pharmacy reimbursement and dentascan diagnostics.
Pet insurance
Caser MIMAscota covers dogs and cats with three plan tiers from civil liability through full health cover.
MIMAscota
Mandatory dog liability cover plus optional health plans. Animal Welfare Act compliant.
Funeral insurance
Two clear paths: a Spanish funeral arranged locally, or full repatriation to your country of origin.
Expat Funeral
Choose between Spanish funeral cover or full repatriation. Family transfer assistance included.
Business insurance
Three-tier package for small businesses, autónomos and shop owners in Spain.
BAS PAQ
Tiered package - liability, contents, premises, business interruption. Basic, Comfort and Premium levels.
Get a Caser quote in any of these
Tell us which plan you're looking at and we'll come back with a written quote within 1 business day.