Insurance for expats in Spain, explained in English
Licensed broker comparing car, home, health, business and more from Spain's top insurers. Expert guidance in English with no extra fees.
Insurance products expats need most
These are the essential insurance types that almost every expat in Spain requires.
All insurance products
Beyond the essentials, we offer specialist cover for every aspect of life in Spain.
Dental Insurance
Preventive and restorative dental care
Pet Insurance
Veterinary care for your pets
Travel Insurance
Coverage for trips within and outside Spain
Motorcycle Insurance
Moped and motorcycle coverage
Business Insurance
Professional liability for autónomos
Liability Insurance
General third-party liability cover
Boat Insurance
Marine and yacht insurance
Funeral Insurance
Repatriation and funeral expenses
Life Insurance
Term and whole life policies
How it works
Getting the right insurance in Spain doesn't have to be complicated. Here's our simple process.
Tell us what you need
Quick form – takes 2-3 minutes. No obligation.
We compare options
Get personalized quotes from multiple top insurers within hours.
Choose your policy
Clear English explanations. We help you decide what's right.
Stay protected
Same-day activation possible. Ongoing support for claims and renewals.
Why choose Expat Insurances?
Trust a specialized insurance broker for expats in Spain.
15,000+ expats helped
Since 2011-2012, thousands of expats have trusted us with their insurance
Fast response time
Average response time under 2 hours during business hours
Real people, not bots
Speak to experienced insurance brokers, not AI chatbots
Licensed broker
Officially registered and regulated in Spain
Independent advice
We work for you, not the insurer
Claims support
English-speaking help with claims when you need it most
Common questions about insurance in Spain
What insurance do I need as an expat in Spain?
Most expats start with health insurance (often required for visas), car insurance (mandatory if you drive), and home insurance (usually required by mortgage lenders or landlords). As a licensed broker, we'll help you prioritize based on your situation.
Are you a broker or an insurer?
We're a licensed insurance broker (not an insurer). That means we compare policies from leading Spanish insurance companies to find you the best deal. Our service is free – we're paid commission by the insurer you choose, with no markup to you.
Can you help if I don't speak Spanish?
Yes! English support is what we're known for. We explain policies in plain English, help with paperwork, and support you through claims if needed. We also speak German, Finnish, and other languages.
Do I pay extra for using a broker?
No. You pay the same price whether you buy directly from an insurer or through us. The insurer pays us a standard commission, and we use that to provide free expert advice and support.
How quickly can I get a quote?
Most quotes come back within 24 hours (often sooner). For simple products like car or travel insurance, we can sometimes get you covered the same day.
Which insurance companies do you work with?
We partner with leading Spanish insurers including Mapfre, Axa, Sanitas, Allianz, Línea Directa, Reale, and many more. This gives us great choice and competitive pricing.
What if I need to make a claim?
We're here to help. Whether it's a car accident, medical emergency, or home damage, we guide you through the claims process in English and liaise with the insurer on your behalf.
Can I get insurance if I'm a non-resident?
Yes. We specialize in insurance for both residents and non-residents, including UK plated cars, holiday homes, and short-term health cover.
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Ready to get started?
Get personalized quotes from Spain's top insurers. Free, fast, and no obligation.