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Insurance guides for expats in Spain

Not sure which insurance you really need in Spain? Our guides explain car insurance in Spain for expats, home insurance in Spain, and health insurance for expats in Spain in clear English, with practical examples. Start here, then request a quote when you're ready.

Featured guides

Health insurance for children in Spain - guide for expat families
Health
10 min read

Health Insurance for Children in Spain: A Practical Guide for Expat Families

Everything expat parents need to know about getting health cover for their children in Spain—public SNS access, private options, and what to check before signing.

Read guide
Moving to Spain with pets - dogs, cats, ferrets guide
General
9 min read

Moving to Spain With Pets (Dogs, Cats, Ferrets): Paperwork, Timelines, and Common Mistakes

Complete guide to bringing your pet to Spain—EU passports, microchips, rabies vaccines, non-EU requirements, and the timeline you need to follow.

Read guide
Spanish café - settling into expat life in Spain
General
8 min read

Insurance in Spain: Main Policy Types Every Expat Should Know

Complete overview of car, home, health, travel, life, and business insurance for expats in Spain. Learn what cover you need and how to compare options.

Read guide
ExpatInsurances.es team - English-speaking insurance brokers in Spain
General
10 min read

English-Speaking Insurance Broker in Spain – 2026 Guide

How a licensed broker helps expats compare health, car, home, life & business insurance with English support. Step-by-step guide to working with ExpatInsurances.es.

Read guide
Business insurance broker guide for SMEs and autónomos in Spain 2026
Business
12 min read

Business Insurance Broker in Spain for SMEs & Autónomos – 2026 Guide

How a licensed broker helps autónomos & SMEs compare public liability, professional indemnity, contents and business interruption cover with English support.

Read guide
Medical insurance guide for expats in Spain 2026
Health
9 min read

Medical Insurance in Spain for Expats 2026 Guide

Complete 2026 guide with prices from €38-190/month, visa requirements, and how to choose the right private healthcare plan.

Read guide
Home insurance guide for expats in Spain 2026
Home
8 min read

Home Insurance in Spain for Expats 2026 Guide

Complete 2026 guide with prices from €95-450/year for apartments and houses. Coverage types, costs, and how to choose the right policy.

Read guide
Mallorca coastline - Travel insurance guide for tourists visiting Spain 2026
Travel
7 min read

Travel Insurance for Spain Visitors 2026 Guide

Complete 2026 guide for tourists visiting Spain. Prices from €8-40/week, medical coverage, EHIC limitations, and what every visitor should know.

Read guide
Travel medical insurance guide 2026
Travel
14 min read

Travel Medical Insurance (2026): What It Covers, Who Needs It

Complete guide to travel medical insurance. What it covers (emergencies, evacuation, repatriation), who needs it, exclusions to watch for, and how to choose the right policy.

Read guide
Travel insurance for Europe - guide for expats in Spain 2026
Travel
14 min read

Travel Insurance for Europe (2026): What You Need, What to Avoid, How to Choose

Complete guide to travel insurance for Europe from Spain. EHIC vs travel insurance, essential coverages, trip types, and how to choose without overpaying.

Read guide
Travel insurance for Thailand - guide for expats in Spain 2026
Travel
15 min read

Travel Insurance for Thailand (2026): What You Need, Risks to Cover, How to Choose

Complete guide to travel insurance for Thailand from Spain. Medical coverage, repatriation, motorcycles, water sports, and how to choose the right policy.

Read guide
Travel insurance for USA - guide for expats in Spain 2026
Travel
16 min read

Travel Insurance for the USA (2026): What You Need, What to Avoid, How to Choose

Complete guide to travel insurance for the USA from Spain. Medical coverage essentials, evacuation, activities, and how to choose the right policy for US healthcare costs.

Read guide
Travel insurance for Japan - guide for expats in Spain 2026
Travel
15 min read

Travel Insurance for Japan (2026): What You Actually Need

Complete guide to Japan travel insurance from Spain. Medical, typhoons, skiing in Hokkaido, hiking Mt. Fuji, and how to choose the right policy for multi-city itineraries.

Read guide
Travel insurance for Morocco - guide for expats in Spain 2026
Travel
15 min read

Travel Insurance for Morocco (2026): What You Need & How to Choose

Complete guide to Morocco travel insurance from Spain. Medical, desert tours, quad/ATV activities, Atlas hiking, ferries, and how to choose the right policy.

Read guide
Travel insurance for Mexico - guide for expats in Spain 2026
Travel
15 min read

Travel Insurance for Mexico (2026): What You Need, What to Avoid & How to Choose

Complete guide to Mexico travel insurance. Medical, cenotes, ATVs, surfing, road trips, and how to choose the right policy for your itinerary.

Read guide
Travel insurance for Indonesia - Bali beaches and temples guide
Travel
16 min read

Travel Insurance for Indonesia (2026): Bali, Scooters, Diving & More

Complete guide to Indonesia travel insurance. Scooter coverage, diving, surfing, volcano hikes, and how to choose the right policy for Bali and beyond.

Read guide
Travel insurance for Egypt - pyramids and Nile River guide
Travel
15 min read

Travel Insurance for Egypt (2026): Nile, Red Sea, Pyramids & More

Complete guide to Egypt travel insurance. Nile cruises, Red Sea diving, desert tours, and how to choose the right policy for Cairo and beyond.

Read guide
Travel insurance for China - Great Wall and city skylines guide
Travel
15 min read

Travel Insurance for China (2026): Multi-City, Typhoons & What to Know

Complete guide to China travel insurance. Medical coverage, evacuation, typhoon disruptions, domestic connections, and how to choose the right policy.

Read guide
Backpacker travel insurance - long trips and multi-country coverage guide
Travel
15 min read

Backpacker Travel Insurance (2026): Long Trips & Multi-Country Cover

Complete guide to backpacker travel insurance. Medical, evacuation, activities, baggage, multi-country validity, and how to choose cover for long trips.

Read guide
Cruise travel insurance - medical at sea and missed port coverage guide
Travel
15 min read

Cruise Travel Insurance (2026): Medical at Sea, Missed Port & More

What's different about cruise insurance: onboard medical, missed embarkation, rejoining the ship, and how to choose cover that actually pays.

Read guide
Car insurance in Spain for expats 2026
Car
12 min read

Car Insurance in Spain for Expats 2026 Guide

Complete breakdown of how car insurance works in Spain, including 2026 price ranges, types of coverage, legal requirements, and expert tips for expat drivers.

Read guide
Cheap and best car insurance in Spain for expats 2026
Car
11 min read

Cheap & Best Car Insurance in Spain for Expats – 2026 Guide

How to find cheap but reliable car insurance in Spain from €180/year. When a cheap policy makes sense, when to pay more, and common mistakes to avoid.

Read guide
Car insurance quotes comparison in Spain for expats
Car
12 min read

Car Insurance Quotes in Spain – 2026 Guide for Expats

How to get, compare and understand car insurance quotes in Spain. Learn the difference between online comparators, direct insurers and brokers.

Read guide
Choosing a car insurance company in Spain for expats
Car
8 min read

How to Choose a Car Insurance Company in Spain as an Expat

What to look for in a car insurance company, broker vs going direct, and how to avoid common traps when you're new to Spain.

Read guide
Mallorca street sign - Rental car insurance and excess cover in Spain 2026
Car
10 min read

Rental Car Insurance in Spain – Excess & Extra Cover 2026 Guide

Understand excess (€600–€1,800+), CDW, theft protection and when to buy extra cover. Compare rental desk insurance vs independent options.

Read guide
Car insurance cost calculation in Spain
Car
7 min read

How Much Does Car Insurance Cost in Spain?

Complete breakdown of car insurance costs in Spain for expats. Learn what affects your premium and how to save money on your policy.

Read guide
Foreign plated car insurance in Spain
Car
9 min read

Non-Resident Car Insurance Spain – Foreign Plates & UK Cars

Complete guide to insuring foreign-plated vehicles in Spain. UK plates, requirements, costs, and documentation needed for non-residents.

Read guide
Insuring a car without Spanish plates - guide for expats in Spain
Car
12 min read

Can You Insure a Car in Spain Without Spanish Plates?

Yes, but only in specific situations. Learn when insurance is possible, legal risks, police checks, Brexit implications, and what expats should do.

Read guide
Ibiza coastline - Car insurance in Spain with foreign driving licence 2026
Car
10 min read

Car Insurance in Spain with a Foreign Driving Licence – 2026 Guide

How to get car insurance with EU, UK, or non-EU licences. Insurer acceptance rules, licence exchange requirements, and common renewal problems.

Read guide
Health insurance requirements for Spanish visa
Health
8 min read

Health Insurance for Spanish Visa – Requirements Guide

Everything you need to know about meeting health insurance requirements for your Spanish visa application. No copays, coverage amounts, and approved insurers.

Read guide
Spain coastal fortress - Health insurance for Non-Lucrative and Digital Nomad Visas 2026
Health
9 min read

Health Insurance for Non-Lucrative & Digital Nomad Visas – 2026 Guide

Exactly what private health insurance you need for NLV and DNV applications. No copay policies from €38/month, typical costs by age, and how to avoid refusals.

Read guide
Spain municipal building - Student health insurance for Spanish student visa 2026
Health
10 min read

Student Health Insurance in Spain – 2026 Guide for Student Visas

What health insurance you need for a Spanish student visa. No copay policies from €32/month, language school & university cover, and how to avoid consulate problems.

Read guide
EHIC vs private health insurance comparison for expats in Spain
Health
7 min read

EHIC vs Private Health Insurance in Spain – 2026 Guide

Compare EHIC/GHIC coverage with private health insurance. Learn when the card is enough and when you need full private cover for visas and residency.

Read guide
Buildings and contents home insurance in Spain
Home
10 min read

Buildings vs Contents – Home Insurance in Spain Explained

Not sure what 'buildings' and 'contents' mean? Learn the difference, what your bank requires, and how to avoid underinsurance.

Read guide
Second home insurance for holiday property in Spain
Home
9 min read

Second Home Insurance in Spain – Protecting Your Holiday Property

Own a holiday home? Learn how second home insurance works, vacancy rules, community policy limitations, and when you need holiday-let cover.

Read guide
Barcelona Gothic Quarter - PI vs PL insurance comparison guide for businesses in Spain
Business
10 min read

Professional Indemnity vs Public Liability in Spain: What Freelancers & SMEs Need in 2026

Clear comparison of PI vs PL insurance—who needs which, what's covered, typical limits €150k-€1M, and how to prove cover to clients. Essential guide for autónomos.

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Mallorca coastline - Boat insurance guide for expats in Spain 2026
Travel
12 min read

Boat Insurance in Spain – 2026 Guide for Expats, Sailors & Yacht Owners

Complete guide to boat insurance in Spain. Third-party liability, hull cover, theft, towing and marina requirements for expat boat owners.

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Spanish residential area - Life insurance guide for expats in Spain 2026
General
11 min read

Life Insurance in Spain for Expats – 2026 Guide

Complete guide to life insurance in Spain for expats. Policy types, how much cover you need, mortgage protection and critical illness options.

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Spanish residential area - Funeral insurance guide for expats in Spain 2026
General
10 min read

Funeral Insurance in Spain – What Happens When Someone Dies (2026 Guide)

What happens when someone dies in Spain? Complete guide to funeral insurance (seguro de decesos), repatriation, and how the Spanish funeral system works for expats.

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Metropol Parasol in Seville - insurance guide for seniors and retirees in Spain
Health
14 min read

Senior & Retiree Insurance Spain – 2026 Guide for Over-65s

Complete insurance guide for retirees and over-65s in Spain. Health insurance age limits, home, funeral, life and legal cover for EU pensioners and non-EU visa holders.

Read guide
Street musicians in Spanish plaza - annual travel insurance for expats living in Spain
Travel
15 min read

Annual Travel Insurance for Spain Residents – Multi-Trip & Worldwide

Frequent traveler from Spain? Annual multi-trip policies cover unlimited trips with per-trip length limits. Compare EU vs worldwide options.

Read guide
Public liability insurance for autónomos and freelancers in Spain 2026
Business
10 min read

Public Liability Insurance for Autónomos in Spain – Costs, Cover & When It's Required

Public liability insurance for autónomos in Spain from €15/month. Learn what's covered, when it's required, and how to get a certificate for clients and landlords.

Read guide
Best dental insurance comparison for expats in Spain 2026
Health
12 min read

Best Dental Insurance Spain 2026: Top Plans for Expats Compared

Compare the best dental insurance plans in Spain for expats 2026. Sanitas, Adeslas, DKV, Mapfre rated by coverage, price, network size and English support.

Read guide
Business insurance guide for expats and SMEs in Spain 2026
Business
14 min read

Business Insurance in Spain – 2026 Guide for Expats, Self-Employed & Small Businesses

Complete guide to business insurance in Spain for expats, autónomos and SMEs. Public liability, professional indemnity, contents, cyber insurance explained.

Read guide
Digital nomad travel insurance - remote work abroad coverage guide
Travel
15 min read

Digital Nomad Travel Insurance (2026): Long Stays While Working Abroad

Insurance for remote workers abroad: long-stay coverage, scooters and activities, electronics protection, and the travel vs expat insurance decision.

Read guide

All guides

113 guides available

Health insurance for children in Spain - guide for expat families
Health

Health Insurance for Children in Spain: A Practical Guide for Expat Families

Everything expat parents need to know about getting health cover for their children in Spain—public SNS access, private options, and what to check before signing.

10 min read
Quick read
Moving to Spain with pets - dogs, cats, ferrets guide
General

Moving to Spain With Pets (Dogs, Cats, Ferrets): Paperwork, Timelines, and Common Mistakes

Complete guide to bringing your pet to Spain—EU passports, microchips, rabies vaccines, non-EU requirements, and the timeline you need to follow.

9 min read
Quick read
Spanish café - settling into expat life in Spain
General

Insurance in Spain: Main Policy Types Every Expat Should Know

Complete overview of car, home, health, travel, life, and business insurance for expats in Spain. Learn what cover you need and how to compare options.

8 min read
Quick read
ExpatInsurances.es team - English-speaking insurance brokers in Spain
General

English-Speaking Insurance Broker in Spain – 2026 Guide

How a licensed broker helps expats compare health, car, home, life & business insurance with English support. Step-by-step guide to working with ExpatInsurances.es.

10 min read
Quick read
Spanish modernist architecture - salary and cost of living guide
General

Average Wage in Spain: What Expats Need to Earn

2026 guide to salaries in Spain. Understand what you need to earn for a comfortable life including rent, bills, insurance and savings.

8 min read
Quick read
Income protection insurance guide for expats and self-employed in Spain 2026
General

Income Protection Insurance in Spain – 2026 Guide for Expats & Self-Employed

What income protection covers, how it differs from health & life insurance, options for employees vs autónomos, and what affects the price.

12 min read
In-depth
Pet insurance guide for expats in Spain 2026
General

Pet Insurance in Spain – 2026 Guide for Expats & Non-Residents

Complete guide to pet insurance in Spain for expats. Learn about cover types (accident, illness, liability), legal requirements for dogs & cats, and how to choose the right policy.

10 min read
Quick read
Business insurance broker guide for SMEs and autónomos in Spain 2026
Business

Business Insurance Broker in Spain for SMEs & Autónomos – 2026 Guide

How a licensed broker helps autónomos & SMEs compare public liability, professional indemnity, contents and business interruption cover with English support.

12 min read
In-depth
Medical insurance guide for expats in Spain 2026
Health

Medical Insurance in Spain for Expats 2026 Guide

Complete 2026 guide with prices from €38-190/month, visa requirements, and how to choose the right private healthcare plan.

9 min read
In-depth
Home insurance guide for expats in Spain 2026
Home

Home Insurance in Spain for Expats 2026 Guide

Complete 2026 guide with prices from €95-450/year for apartments and houses. Coverage types, costs, and how to choose the right policy.

8 min read
In-depth
Mallorca coastline - Travel insurance guide for tourists visiting Spain 2026
Travel

Travel Insurance for Spain Visitors 2026 Guide

Complete 2026 guide for tourists visiting Spain. Prices from €8-40/week, medical coverage, EHIC limitations, and what every visitor should know.

7 min read
In-depth
Travel insurance for Spain visitors 2026 - comprehensive guide
Travel

Travel Insurance for Spain (Visitors) 2026

Complete 2026 guide for visitors traveling to Spain. Schengen requirements, EHIC limitations, theft protection, medical cover, and which policies actually pay claims.

14 min read
In-depth
Schengen visa travel insurance requirements 2026
Travel

Schengen Visa Travel Insurance Requirements (2026)

The official Article 15 checklist. EUR 30,000 minimum, repatriation, territory validity, and what embassies actually check for visa approval.

12 min read
In-depth
Travel medical insurance guide 2026
Travel

Travel Medical Insurance (2026): What It Covers, Who Needs It

Complete guide to travel medical insurance. What it covers (emergencies, evacuation, repatriation), who needs it, exclusions to watch for, and how to choose the right policy.

14 min read
In-depth
Travel insurance for Europe - guide for expats in Spain 2026
Travel

Travel Insurance for Europe (2026): What You Need, What to Avoid, How to Choose

Complete guide to travel insurance for Europe from Spain. EHIC vs travel insurance, essential coverages, trip types, and how to choose without overpaying.

14 min read
In-depth
Travel insurance for Thailand - guide for expats in Spain 2026
Travel

Travel Insurance for Thailand (2026): What You Need, Risks to Cover, How to Choose

Complete guide to travel insurance for Thailand from Spain. Medical coverage, repatriation, motorcycles, water sports, and how to choose the right policy.

15 min read
In-depth
Travel insurance for USA - guide for expats in Spain 2026
Travel

Travel Insurance for the USA (2026): What You Need, What to Avoid, How to Choose

Complete guide to travel insurance for the USA from Spain. Medical coverage essentials, evacuation, activities, and how to choose the right policy for US healthcare costs.

16 min read
In-depth
Travel insurance for Japan - guide for expats in Spain 2026
Travel

Travel Insurance for Japan (2026): What You Actually Need

Complete guide to Japan travel insurance from Spain. Medical, typhoons, skiing in Hokkaido, hiking Mt. Fuji, and how to choose the right policy for multi-city itineraries.

15 min read
In-depth
Travel insurance for Morocco - guide for expats in Spain 2026
Travel

Travel Insurance for Morocco (2026): What You Need & How to Choose

Complete guide to Morocco travel insurance from Spain. Medical, desert tours, quad/ATV activities, Atlas hiking, ferries, and how to choose the right policy.

15 min read
In-depth
Travel insurance for Mexico - guide for expats in Spain 2026
Travel

Travel Insurance for Mexico (2026): What You Need, What to Avoid & How to Choose

Complete guide to Mexico travel insurance. Medical, cenotes, ATVs, surfing, road trips, and how to choose the right policy for your itinerary.

15 min read
In-depth
Travel insurance for Indonesia - Bali beaches and temples guide
Travel

Travel Insurance for Indonesia (2026): Bali, Scooters, Diving & More

Complete guide to Indonesia travel insurance. Scooter coverage, diving, surfing, volcano hikes, and how to choose the right policy for Bali and beyond.

16 min read
In-depth
Travel insurance for Egypt - pyramids and Nile River guide
Travel

Travel Insurance for Egypt (2026): Nile, Red Sea, Pyramids & More

Complete guide to Egypt travel insurance. Nile cruises, Red Sea diving, desert tours, and how to choose the right policy for Cairo and beyond.

15 min read
In-depth
Travel insurance for China - Great Wall and city skylines guide
Travel

Travel Insurance for China (2026): Multi-City, Typhoons & What to Know

Complete guide to China travel insurance. Medical coverage, evacuation, typhoon disruptions, domestic connections, and how to choose the right policy.

15 min read
In-depth
Backpacker travel insurance - long trips and multi-country coverage guide
Travel

Backpacker Travel Insurance (2026): Long Trips & Multi-Country Cover

Complete guide to backpacker travel insurance. Medical, evacuation, activities, baggage, multi-country validity, and how to choose cover for long trips.

15 min read
In-depth
Travel insurance while already abroad - buying coverage mid-trip guide
Travel

Travel Insurance While Already Abroad (2026): Can You Still Buy It?

Already traveling? Learn when you can still buy travel insurance, what it covers, waiting periods, exclusions, and how to choose the right policy.

14 min read
In-depth
Travel insurance for pregnancy - coverage guide for pregnant travelers
Travel

Travel Insurance for Pregnancy (2026): What's Covered & Until Which Week

Pregnant and traveling? Learn what travel insurance covers: pregnancy complications, medical care abroad, cancellation, week limits, and what to avoid.

14 min read
In-depth
Travel insurance for pre-existing conditions - coverage guide
Travel

Travel Insurance for Pre-Existing Conditions (2026): What's Covered

Pre-existing conditions and travel insurance: what counts as pre-existing, when you're covered, common exclusions, and how to choose a policy that actually pays.

15 min read
In-depth
Adventure sports travel insurance - trekking, diving, skiing coverage guide
Travel

Adventure Sports Travel Insurance (2026): Trekking, Diving, Scooters & More

Adventure sports travel insurance: what counts as 'adventure,' what's excluded, how to get covered for trekking, diving, skiing, scooters, and more.

16 min read
In-depth
Annual multi-trip travel insurance - guide for frequent travelers
Travel

Annual Multi-Trip Travel Insurance (2026): Is It Worth It?

Annual multi-trip travel insurance: who it's for, what it covers, trip length limits, exclusions, and how to choose the best policy for frequent travel.

14 min read
In-depth
Annual multi-trip travel insurance - guide for frequent travelers
Travel

Does Travel Insurance Cover Missed Flights? (2026)

Missed flight or connection? Learn when travel insurance covers missed flights, what documents you need, common exclusions, and how to choose the right cover.

12 min read
In-depth
Trip cancellation travel insurance - coverage and CFAR guide
Travel

Trip Cancellation Travel Insurance (2026): What's Covered & CFAR

Trip cancellation insurance: covered reasons, exclusions, documentation, and 'Cancel For Any Reason' (CFAR). How to choose a policy that actually pays.

14 min read
In-depth
Cancel for any reason CFAR travel insurance guide 2026
Travel

Cancel For Any Reason (CFAR) Travel Insurance (2026)

CFAR explained: what it is, how it differs from standard cancellation, when you must buy it, reimbursement rates (50-75%), and when it's actually worth the extra cost.

14 min read
In-depth
Ski travel insurance guide - skiing and snowboarding coverage 2026
Travel

Ski Travel Insurance (2026): Skiing, Snowboarding & Mountain Rescue

Ski insurance deep-dive: on-piste vs off-piste rules, mountain rescue coverage, equipment protection, lost ski days, and how to avoid claim denials.

14 min read
In-depth
Scuba diving travel insurance guide - diving coverage 2026
Travel

Scuba Diving Travel Insurance (2026): Diving Trips & Hyperbaric Cover

Diving insurance deep-dive: depth limits, certification rules, hyperbaric chamber coverage, liveaboard requirements, and how to avoid claim denials.

14 min read
In-depth
Cruise travel insurance - medical at sea and missed port coverage guide
Travel

Cruise Travel Insurance (2026): Medical at Sea, Missed Port & More

What's different about cruise insurance: onboard medical, missed embarkation, rejoining the ship, and how to choose cover that actually pays.

15 min read
In-depth
Family travel insurance - coverage for parents and children
Travel

Family Travel Insurance (2026): What It Covers & How to Choose

Family travel insurance: what's covered for kids and parents, medical cover, cancellation, baggage, and how to choose the right policy for your trip.

12 min read
In-depth
Digital nomad travel insurance - remote worker coverage guide
Travel

Digital Nomad Travel Insurance (2026): Long Stays & Equipment Cover

Travel insurance for digital nomads: duration limits, electronics cover, multi-country validity, and when to switch to expat health insurance instead.

14 min read
In-depth
Erasmus student travel insurance - study abroad coverage guide
Travel

Erasmus Student Travel Insurance (2026): What You Need to Know

Travel insurance for Erasmus students: EHIC limitations, required coverage for university programs, multi-country stays, and how to stay compliant.

12 min read
In-depth
Travel insurance certificate - proof of coverage for visas
Travel

Travel Insurance Certificate (2026): Proof of Coverage for Visas

How to get a travel insurance certificate for Schengen visas, airlines, or employers. What it must include, formats, and common mistakes.

10 min read
In-depth
Fire damage restoration for homes in Spain 2026
Home

Fire Damage Restoration in Spain 2026 Guide

Complete expat-friendly guide to handling fire damage in Spain. Costs from €1,200-9,500, insurance claims, restoration process, and typical 2026 repair costs.

8 min read
In-depth
Water damage and home insurance coverage in Spain 2026
Home

Water Damage & Home Insurance in Spain – 2026 Guide

How home insurance covers water damage in Spain: burst pipes, floods, leaks. What's covered, exclusions, claims process, and typical repair costs €800-6,000.

9 min read
In-depth
Mold damage after water leak - home insurance coverage Spain
Home

Mold Damage After Water Leaks: What Home Insurance Covers

When mold is covered after a leak, when it's declined, and how to file a stronger claim. Prevention tips for second homes.

8 min read
In-depth
Home insurance quotes comparison Spain
Home

Home Insurance Quotes in Spain: How to Get an Accurate Price

How to request quotes that match your property, what affects pricing, and how to compare options without getting lost in small print.

9 min read
Quick read
Car insurance in Spain for expats 2026
Car

Car Insurance in Spain for Expats 2026 Guide

Complete breakdown of how car insurance works in Spain, including 2026 price ranges, types of coverage, legal requirements, and expert tips for expat drivers.

12 min read
Quick read
Missed car insurance payment in Spain - what to do next
Car

Missed a Car Insurance Payment in Spain? What Happens Next

What to do if your car insurance payment failed: legal timeline, suspension rules, reinstatement process, and how to get covered again fast.

7 min read
Quick read
Cheap and best car insurance in Spain for expats 2026
Car

Cheap & Best Car Insurance in Spain for Expats – 2026 Guide

How to find cheap but reliable car insurance in Spain from €180/year. When a cheap policy makes sense, when to pay more, and common mistakes to avoid.

11 min read
Quick read
Car insurance quotes comparison in Spain for expats
Car

Car Insurance Quotes in Spain – 2026 Guide for Expats

How to get, compare and understand car insurance quotes in Spain. Learn the difference between online comparators, direct insurers and brokers.

12 min read
In-depth
Choosing a car insurance company in Spain for expats
Car

How to Choose a Car Insurance Company in Spain as an Expat

What to look for in a car insurance company, broker vs going direct, and how to avoid common traps when you're new to Spain.

8 min read
Quick read
Mallorca street sign - Rental car insurance and excess cover in Spain 2026
Car

Rental Car Insurance in Spain – Excess & Extra Cover 2026 Guide

Understand excess (€600–€1,800+), CDW, theft protection and when to buy extra cover. Compare rental desk insurance vs independent options.

10 min read
Quick read
Rental car insurance abroad - CDW and excess coverage guide
Travel

Rental Car Insurance Abroad (2026): CDW, Excess & What Travel Insurance Covers

Renting a car abroad? What's actually covered: CDW vs excess insurance, credit card coverage, travel insurance limits, and how to avoid disputes.

14 min read
In-depth
Car insurance cost calculation in Spain
Car

How Much Does Car Insurance Cost in Spain?

Complete breakdown of car insurance costs in Spain for expats. Learn what affects your premium and how to save money on your policy.

7 min read
Quick read
Foreign plated car insurance in Spain
Car

Non-Resident Car Insurance Spain – Foreign Plates & UK Cars

Complete guide to insuring foreign-plated vehicles in Spain. UK plates, requirements, costs, and documentation needed for non-residents.

9 min read
In-depth
Insuring a car without Spanish plates - guide for expats in Spain
Car

Can You Insure a Car in Spain Without Spanish Plates?

Yes, but only in specific situations. Learn when insurance is possible, legal risks, police checks, Brexit implications, and what expats should do.

12 min read
In-depth
Madrid Gran Via at sunset - buying a second-hand car in Spain
Car

Buying a Second-Hand Car in Spain: Registration, Taxes and Insurance

DGT checks, ITV (MOT), transfer taxes, and how to arrange insurance from day one. Essential reading before buying used.

9 min read
Quick read
Ibiza coastline - Car insurance in Spain with foreign driving licence 2026
Car

Car Insurance in Spain with a Foreign Driving Licence – 2026 Guide

How to get car insurance with EU, UK, or non-EU licences. Insurer acceptance rules, licence exchange requirements, and common renewal problems.

10 min read
In-depth
Health insurance requirements for Spanish visa
Health

Health Insurance for Spanish Visa – Requirements Guide

Everything you need to know about meeting health insurance requirements for your Spanish visa application. No copays, coverage amounts, and approved insurers.

8 min read
Quick read
Spain coastal fortress - Health insurance for Non-Lucrative and Digital Nomad Visas 2026
Health

Health Insurance for Non-Lucrative & Digital Nomad Visas – 2026 Guide

Exactly what private health insurance you need for NLV and DNV applications. No copay policies from €38/month, typical costs by age, and how to avoid refusals.

9 min read
In-depth
Spain municipal building - Student health insurance for Spanish student visa 2026
Health

Student Health Insurance in Spain – 2026 Guide for Student Visas

What health insurance you need for a Spanish student visa. No copay policies from €32/month, language school & university cover, and how to avoid consulate problems.

10 min read
Quick read
EHIC vs private health insurance comparison for expats in Spain
Health

EHIC vs Private Health Insurance in Spain – 2026 Guide

Compare EHIC/GHIC coverage with private health insurance. Learn when the card is enough and when you need full private cover for visas and residency.

7 min read
Quick read
Buildings and contents home insurance in Spain
Home

Buildings vs Contents – Home Insurance in Spain Explained

Not sure what 'buildings' and 'contents' mean? Learn the difference, what your bank requires, and how to avoid underinsurance.

10 min read
Quick read
Second home insurance for holiday property in Spain
Home

Second Home Insurance in Spain – Protecting Your Holiday Property

Own a holiday home? Learn how second home insurance works, vacancy rules, community policy limitations, and when you need holiday-let cover.

9 min read
In-depth
Landlord insurance for rental properties in Spain
Home

Landlord Insurance in Spain – Complete Protection Guide

Protect your rental property beyond basic home insurance: tenant damage, loss of rent, legal expenses. Essential coverage for property owners.

9 min read
In-depth
Temporary car insurance options in Spain
Car

Temporary Car Insurance in Spain (1–30 Days)

Need short-term car insurance in Spain? Learn how temporary cover works, who it's for, typical costs, and alternatives to consider.

8 min read
In-depth
Transfer foreign car to Spanish plates process
Car

Transfer Foreign Car to Spanish Plates – Step-by-Step Guide

Moving a car to Spain? When you must change to Spanish plates, required documents, taxes, fees, and the complete ITV and DGT process.

10 min read
In-depth
Barcelona Gothic Quarter - PI vs PL insurance comparison guide for businesses in Spain
Business

Professional Indemnity vs Public Liability in Spain: What Freelancers & SMEs Need in 2026

Clear comparison of PI vs PL insurance—who needs which, what's covered, typical limits €150k-€1M, and how to prove cover to clients. Essential guide for autónomos.

10 min read
In-depth
Public liability insurance guide for small businesses in Spain 2026
Business

How Public Liability Insurance Works in Spain – 2026 Guide for Small Businesses

Learn how public liability insurance protects small businesses in Spain. Covers bodily injury, property damage, legal costs. Guide to limits, pricing & what expats need to know.

10 min read
In-depth
Dental insurance guide for expats in Spain 2026
Health

How Dental Insurance Works in Spain – 2026 Guide for Expats

Learn how dental insurance works in Spain. Covers plan types, what's included, waiting periods, costs & key questions for expats.

10 min read
Quick read
Mallorca coastline - Boat insurance guide for expats in Spain 2026
Travel

Boat Insurance in Spain – 2026 Guide for Expats, Sailors & Yacht Owners

Complete guide to boat insurance in Spain. Third-party liability, hull cover, theft, towing and marina requirements for expat boat owners.

12 min read
In-depth
Spanish residential area - Life insurance guide for expats in Spain 2026
General

Life Insurance in Spain for Expats – 2026 Guide

Complete guide to life insurance in Spain for expats. Policy types, how much cover you need, mortgage protection and critical illness options.

11 min read
In-depth
Spanish residential area - Funeral insurance guide for expats in Spain 2026
General

Funeral Insurance in Spain – What Happens When Someone Dies (2026 Guide)

What happens when someone dies in Spain? Complete guide to funeral insurance (seguro de decesos), repatriation, and how the Spanish funeral system works for expats.

10 min read
In-depth
Metropol Parasol in Seville - insurance guide for seniors and retirees in Spain
Health

Senior & Retiree Insurance Spain – 2026 Guide for Over-65s

Complete insurance guide for retirees and over-65s in Spain. Health insurance age limits, home, funeral, life and legal cover for EU pensioners and non-EU visa holders.

14 min read
In-depth
Street musicians in Spanish plaza - annual travel insurance for expats living in Spain
Travel

Annual Travel Insurance for Spain Residents – Multi-Trip & Worldwide

Frequent traveler from Spain? Annual multi-trip policies cover unlimited trips with per-trip length limits. Compare EU vs worldwide options.

15 min read
In-depth
Spanish beach with palm trees - holiday insurance for expats travelling abroad
Travel

Holiday Travel Insurance from Spain – Vacation Cover Abroad

Planning a vacation from Spain? Single-trip insurance for beach holidays, city breaks, and adventure trips. Compare cover options.

12 min read
Quick read
Public liability insurance for autónomos and freelancers in Spain 2026
Business

Public Liability Insurance for Autónomos in Spain – Costs, Cover & When It's Required

Public liability insurance for autónomos in Spain from €15/month. Learn what's covered, when it's required, and how to get a certificate for clients and landlords.

10 min read
In-depth
Jet ski on Spanish coast - mandatory insurance guide for expats 2026
Travel

Jet Ski Insurance Spain 2026: Mandatory Cover, Costs & How Expats Get Insured

Jet ski insurance in Spain is mandatory. Learn what's required by law, optional add-ons for damage and theft, typical costs, and how expats can get covered quickly.

8 min read
Quick read
Boat in Spanish marina - third-party liability insurance guide for expats 2026
Travel

Third-Party Boat Insurance in Spain: Mandatory Liability Cover for Expats (2026)

Third-party boat insurance is mandatory in Spain. Learn what liability covers, marina requirements, costs from €20/month, and documents needed for expats.

10 min read
Quick read
Dental insurance cost guide for expats in Spain 2026
Health

Dental Insurance Cost Spain 2026: €10–€80/Month (Real Expat Prices)

What dental insurance actually costs in Spain in 2026. Basic plans from €10/month, comprehensive from €50/month. Compare by age, family size and coverage level.

9 min read
Quick read
Dental insurance coverage guide for expats in Spain 2026
Health

Dental Insurance Coverage Spain 2026: What's Included, Excluded & Waiting Periods

Understand what Spanish dental insurance covers in 2026. Check-ups, fillings, crowns, implants, orthodontics. Waiting periods, exclusions and how to avoid surprises.

10 min read
In-depth
Best dental insurance comparison for expats in Spain 2026
Health

Best Dental Insurance Spain 2026: Top Plans for Expats Compared

Compare the best dental insurance plans in Spain for expats 2026. Sanitas, Adeslas, DKV, Mapfre rated by coverage, price, network size and English support.

12 min read
In-depth
Renters home insurance for tenants in Spain
Home

Renters Insurance in Spain: What Tenants Need

Contents + liability cover for tenants. What's covered, what isn't, shared flat rules, and how to avoid disputes with landlords.

9 min read
Quick read
Community vs home insurance in Spanish apartments
Home

Community Insurance vs Home Insurance: What's Covered

When the community pays, when you pay. Understanding the split between comunidad insurance and personal home insurance in Spanish apartments.

9 min read
In-depth
Home insurance requirements for mortgages in Spain
Home

Mortgage Home Insurance Spain: What Banks Require

What lenders ask for, your right to choose insurers, and how to compare bank-linked insurance with independent options.

10 min read
In-depth
Home insurance claims process in Spain
Home

Home Insurance Claims in Spain: How to File & Get Paid

Step-by-step guide to filing home insurance claims. Required documents, typical timelines 15-45 days, common rejection reasons, and how to appeal.

12 min read
In-depth
Airbnb and short-term rental home insurance in Spain
Home

Airbnb Home Insurance Spain: What Owners Should Check

What standard policies miss for short-term rentals: liability to guests, guest-caused damage, and unoccupied period conditions.

11 min read
In-depth
Solar panels home insurance coverage in Spain
Home

Solar Panels Home Insurance Spain: What's Covered

Declaration requirements, underinsurance risks, and how panels vs inverter vs battery are treated differently by insurers.

10 min read
In-depth
Temporary motorcycle insurance in Spain for short trips
Car

Temporary Motorcycle Insurance in Spain: Short-Term Cover by Days or Weeks

What works for day/week/month cover, UK bike requirements, legal minimums, and how to stay insured for short trips.

9 min read
Quick read
Funeral insurance and repatriation guide for expats in Spain
General

Funeral Insurance in Spain: Repatriation, Paperwork & What to Check

Expat-focused guide to funeral insurance. Repatriation options, what is covered, what is not, and questions to ask before you buy.

9 min read
Quick read
Missed insurance payment consequences and solutions Spain
General

What Happens If You Do Not Pay Your Insurance in Spain?

Legal timelines, suspension rules, and how to fix a missed payment fast. Covers car, home, health, and life insurance.

10 min read
Quick read
UK motorcycle third-party insurance in Spain
Car

UK Motorcycle Third-Party Insurance in Spain: Legal Requirements for UK Plates

Third-party liability requirements for UK-registered motorcycles in Spain. Green Card rules, minimum cover, costs from €15/month, and documents needed.

8 min read
Quick read
Professional indemnity insurance for freelancers in Spain
Business

Professional Indemnity Insurance in Spain for Freelancers & SMEs (2026)

What autónomos and small companies need to know about PI (responsabilidad civil profesional): who needs it, typical limits, exclusions, and how to prove cover to clients.

12 min read
In-depth
Business insurance guide for expats and SMEs in Spain 2026
Business

Business Insurance in Spain – 2026 Guide for Expats, Self-Employed & Small Businesses

Complete guide to business insurance in Spain for expats, autónomos and SMEs. Public liability, professional indemnity, contents, cyber insurance explained.

14 min read
In-depth
Legal expenses insurance guide for expats in Spain 2026
General

Legal Expenses Insurance in Spain – 2026 Guide

Complete guide to legal expenses insurance in Spain. Coverage options, costs, and how it protects expats and businesses from legal costs.

11 min read
In-depth
Motorcycle insurance guide for expats in Spain 2026
Car

Motorcycle Insurance in Spain – 2026 Guide for Expats & Non-Residents

Complete guide to motorcycle insurance in Spain. Coverage types, legal requirements, costs, and tips for expats and non-residents with foreign plates.

12 min read
In-depth
Public liability requirements for autónomos in Spain
Business

Do Autónomos Need Public Liability Insurance in Spain?

When public liability is legally required, when it's contractually required, and how to check the Registro de Seguros Obligatorios (RSO). Guide for freelancers in Spain.

10 min read
In-depth
Travel insurance for Egypt guide - pyramids and Nile River
Travel

Travel Insurance for Egypt (2026): Nile, Red Sea, Pyramids & More

Complete guide to Egypt travel insurance. Coverage for Nile cruises, Red Sea diving, desert tours, and how to choose the right policy.

15 min read
In-depth
Travel insurance for missed flights and connections guide
Travel

Does Travel Insurance Cover Missed Flights? (2026)

Missed flight or connection? Learn when travel insurance covers missed flights, what documents you need, common exclusions, and how to choose the right cover.

12 min read
In-depth
Travel insurance certificate and proof of insurance guide
Travel

Travel Insurance Certificate (2026): Proof of Insurance & PDF Letters

Need a travel insurance certificate or proof of insurance? Learn what it must include, how to get it fast, and common mistakes that cause rejections.

10 min read
Quick read
Trip cancellation travel insurance - coverage and CFAR guide
Travel

Trip Cancellation Travel Insurance (2026): What's Covered & CFAR

Trip cancellation insurance: covered reasons, exclusions, documentation, and 'Cancel For Any Reason' (CFAR). How to choose a policy that actually pays.

14 min read
In-depth
Business travel insurance - coverage for work trips and corporate travel
Travel

Business Travel Insurance (2026): What It Covers & How to Choose

Business travel insurance: medical cover, delays, cancellations, laptops, liability, and how to choose the right policy for work trips.

13 min read
In-depth
Senior travel insurance - coverage for over 65s and elderly travellers
Travel

Senior Travel Insurance (2026): What Changes After 65 & How to Choose

Senior travel insurance: what changes after 65, pre-existing conditions, medical limits, evacuation, and how to choose a policy that actually pays.

13 min read
In-depth
Student and Erasmus travel insurance - coverage for studying abroad
Travel

Student & Erasmus Travel Insurance (2026): What You Actually Need

Erasmus travel insurance: medical cover, long stays, liability, laptop theft, internships, and what schools/visa rules may require.

13 min read
In-depth
Digital nomad travel insurance - remote work abroad coverage guide
Travel

Digital Nomad Travel Insurance (2026): Long Stays While Working Abroad

Insurance for remote workers abroad: long-stay coverage, scooters and activities, electronics protection, and the travel vs expat insurance decision.

15 min read
In-depth
Travel insurance glossary - Spanish terms explained
Glossary

Travel Insurance Glossary – Spanish Terms Explained

Essential Spanish travel insurance terms explained in plain English. Understand seguro de viaje, cancelación, repatriación and more.

5 min read
Quick read
Car insurance glossary - Spanish terms explained
Glossary

Car Insurance Glossary – Spanish Terms Explained

Essential Spanish car insurance terms explained in plain English. Understand seguro de coche, terceros, todo riesgo and more.

5 min read
Quick read
Home insurance glossary - Spanish terms explained
Glossary

Home Insurance Glossary – Spanish Terms Explained

Essential Spanish home insurance terms explained in plain English. Understand seguro de hogar, continente, contenido and more.

5 min read
Quick read
Health insurance glossary - Spanish terms explained
Glossary

Health Insurance Glossary – Spanish Terms Explained

Essential Spanish health insurance terms explained in plain English. Understand seguro de salud, copago, cuadro médico and more.

5 min read
Quick read
Life insurance glossary - Spanish terms explained
Glossary

Life Insurance Glossary – Spanish Terms Explained

Essential Spanish life insurance terms explained in plain English. Understand seguro de vida, beneficiario, prima and more.

5 min read
Quick read
Pet insurance glossary - Spanish terms explained
Glossary

Pet Insurance Glossary – Spanish Terms Explained

Essential Spanish pet insurance terms explained in plain English. Understand seguro de mascota, responsabilidad civil, veterinario and more.

5 min read
Quick read
Dental insurance glossary - Spanish terms explained
Glossary

Dental Insurance Glossary – Spanish Terms Explained

Essential Spanish dental insurance terms explained in plain English. Understand seguro dental, endodoncia, ortodoncia and more.

5 min read
Quick read
Funeral insurance glossary - Spanish terms explained
Glossary

Funeral Insurance Glossary – Spanish Terms Explained

Essential Spanish funeral insurance terms explained in plain English. Understand seguro de decesos, repatriación, sepelio and more.

5 min read
Quick read
Motorcycle insurance glossary - Spanish terms explained
Glossary

Motorcycle Insurance Glossary – Spanish Terms Explained

Essential Spanish motorcycle insurance terms explained in plain English. Understand seguro de moto, terceros, robo and more.

5 min read
Quick read
Boat insurance glossary - Spanish terms explained
Glossary

Boat Insurance Glossary – Spanish Terms Explained

Essential Spanish boat insurance terms explained in plain English. Understand seguro de embarcación, responsabilidad civil, casco and more.

5 min read
Quick read
Business liability glossary - Spanish terms explained
Glossary

Business Liability Glossary – Spanish Terms Explained

Essential Spanish business liability insurance terms explained in plain English. Understand responsabilidad civil, daños, indemnización and more.

5 min read
Quick read

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