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Spanish courtyard architecture
DGSFP Licensed
Since 2012
5 Languages

About expatinsurances.es

Licensed insurance broker specializing in helping expats navigate Spanish insurance – in English, Finnish, German, and more.

15,000+
Expats helped
12+
Insurance types
13+
Years in Spain

Our story

In 2011, Maya Kallio founded expatinsurances.es with a simple mission: make Spanish insurance accessible to the international community. As an expat herself, Maya understood the challenges of navigating bureaucracy in a foreign language.

What began as a small office on the Costa del Sol, helping British retirees understand their insurance options, has evolved into a comprehensive service supporting expats from across Europe, North America, and beyond.

Today, we're proud to have helped over 15,000 individuals and families find the right insurance coverage in Spain. We're fully licensed by the DGSFP (Dirección General de Seguros y Fondos de Pensiones), Spain's insurance regulator, and work exclusively with Caser (Caja de Seguros Reunidos), part of Grupo Helvetia with over 75 years in the Spanish market.

Our multilingual team speaks English, Finnish, German, Swedish, and Spanish, ensuring you can discuss your insurance needs in your native language. We specialize in car insurance, home insurance, health insurance (including visa-ready plans), and business/liability coverage – all the essentials for expat life in Spain.

Whether you're a digital nomad in Barcelona, a retiree in Málaga, or a business owner in Madrid, we're here to simplify your Spanish insurance journey.

2011-2012

Founded by Maya on the Costa del Sol

2015-2020

Expanded pan-Spain, multilingual team

Today

15,000+ expats helped, 12+ insurance types

Our mission

expatinsurances.es digital insurance platform

To make Spanish insurance simple, transparent, and accessible for expats.

No confusing jargon, no language barriers – just clear guidance and honest advice to help you protect what matters most in your new home.

Clarity First

Plain English explanations of Spanish insurance

Expert Guidance

DGSFP licensed agents with 13+ years experience

Your Language

Support in English, Finnish, German & more

By the numbers

15,000+
Expats helped
13+
Years in Spain
12+
Insurance types
5
Languages supported

Meet our team

Multilingual, licensed professionals with years of experience helping expats in Spain

expatinsurances.es team at our Málaga office
MK

Maya Kallio

Entrepreneur & Licensed Insurance Agent

Since 2012

Languages: Finnish, English, Spanish, German

Specialty: All insurance types

ME

Marco Elsinger

Licensed Insurance Agent

10+ years

Languages: English, German, Spanish

Specialty: All insurance types

NR

Nea Randelin

Customer Service Specialist & Insurance Agent

New Generation Expert

Languages: Finnish, English, Spanish, Swedish

Specialty: Customer communication & insurance support

Licensed and regulated

Official Registration

C0031B93323293

DGSFP License Number

What this means for you

We're authorized and regulated by the DGSFP (Dirección General de Seguros y Fondos de Pensiones), Spain's insurance regulator

Your interests are protected under Spanish and EU insurance law

We maintain professional indemnity insurance and follow strict conduct regulations

Ready to get protected?

Let's find the right insurance for your life in Spain. English-speaking support, transparent quotes, and expert guidance.

Maya Kallio, Founder of expatinsurances.es
Helping expats feel at home in Spain since 2012
Maya Kallio signature

Maya Kallio

Founder & insurance expert

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