
About expatinsurances.es
Licensed insurance broker specializing in helping expats navigate Spanish insurance – in English, Finnish, German, and more.
Our story
In 2011, Maya Kallio founded expatinsurances.es with a simple mission: make Spanish insurance accessible to the international community. As an expat herself, Maya understood the challenges of navigating bureaucracy in a foreign language.
What began as a small office on the Costa del Sol, helping British retirees understand their insurance options, has evolved into a comprehensive service supporting expats from across Europe, North America, and beyond.
Today, we're proud to have helped over 15,000 individuals and families find the right insurance coverage in Spain. We're fully licensed by the DGSFP (Dirección General de Seguros y Fondos de Pensiones), Spain's insurance regulator, and work with leading Spanish insurers including Mapfre, Axa, Sanitas, and Allianz.
Our multilingual team speaks English, Finnish, German, Swedish, and Spanish, ensuring you can discuss your insurance needs in your native language. We specialize in car insurance, home insurance, health insurance (including visa-ready plans), and business/liability coverage – all the essentials for expat life in Spain.
Whether you're a digital nomad in Barcelona, a retiree in Málaga, or a business owner in Madrid, we're here to simplify your Spanish insurance journey.
Founded by Maya on the Costa del Sol
Expanded pan-Spain, multilingual team
15,000+ expats helped, 12+ insurance types
Our mission

To make Spanish insurance simple, transparent, and accessible for expats.
No confusing jargon, no language barriers – just clear guidance and honest advice to help you protect what matters most in your new home.
Clarity First
Plain English explanations of Spanish insurance
Expert Guidance
DGSFP licensed agents with 13+ years experience
Your Language
Support in English, Finnish, German & more
By the numbers
Meet our team
Multilingual, licensed professionals with years of experience helping expats in Spain


Maya Kallio
Entrepreneur & Licensed Insurance Agent
Since 2012
Languages: Finnish, English, Spanish, German
Specialty: All insurance types

Marco Elsinger
Licensed Insurance Agent
10+ years
Languages: English, German, Spanish
Specialty: All insurance types

Nea Randelin
Customer Service Specialist & Insurance Agent
New Generation Expert
Languages: Finnish, English, Spanish, Swedish
Specialty: Customer communication & insurance support
Licensed and regulated
Official Registration
C0031B93323293
DGSFP License Number
What this means for you
We're authorized and regulated by the DGSFP (Dirección General de Seguros y Fondos de Pensiones), Spain's insurance regulator
Your interests are protected under Spanish and EU insurance law
We maintain professional indemnity insurance and follow strict conduct regulations
Ready to get protected?
Let's find the right insurance for your life in Spain. English-speaking support, transparent quotes, and expert guidance.