Vet care insurance for your pet in Spain
Licensed Broker
DGSFP Registered
Protect your dog or cat from unexpected vet bills with clear, English-speaking support and cover tailored to expat life in Spain.
Depending on your pet's age, breed and cover level.
Who is this for?
Expats in Spain with dogs or cats who want help covering vet bills, emergencies and serious illnesses.
When does it start?
Immediate accident cover with typical waiting periods of 15–30 days for illnesses, depending on the insurer.
Documents needed
Pet passport or microchip details, vaccination record, your NIE or passport, and basic health history if available.
Languages we support
English, Spanish and other languages on request – you always speak to us in English.
Compare pet insurance plans in Spain
Choose the right level of cover for your dog or cat
Accident Only
BEST FOR:
- • Young, healthy pets
- • Budget-conscious owners
- • Basic protection
NOT RECOMMENDED FOR:
- • Older pets
- • Pets with health concerns
Accident + Illness
BEST FOR:
- • Most pet owners
- • Comprehensive protection
- • Peace of mind
NOT RECOMMENDED FOR:
- • Those wanting preventive care included
Comprehensive
BEST FOR:
- • Complete protection
- • Preventive care included
- • Dog owners needing liability
NOT RECOMMENDED FOR:
- • Budget-focused owners
How it works
Getting pet insurance in Spain is simple with our streamlined process
Tell us about your pet
Share your pet's age, breed, health status and where you live in Spain – all in a quick online form or WhatsApp message.
We compare pet insurers for you
We check cover and pricing from several vetted insurers in Spain, focusing on options that work well for expats.
Choose the right cover level
We explain, in plain English, what's included and excluded so you can pick the best balance between price and protection.
We help with setup and claims
We guide you through activation and stay by your side if you ever need to make a claim – from first call to final decision.
What's covered?
Clear breakdown of what pet insurance in Spain typically includes, optional add-ons, and exclusions
Included
- Veterinary fees for accidents and covered illnesses
- Emergency surgery and hospitalization
- Diagnostic tests (blood tests, X-rays, some scans)
- Medication prescribed by the vet
- 24/7 emergency helpline (depending on insurer)
- Third-party liability for dogs (in many policies)
- Cover across Spain's main vet clinics, with options for direct billing
Optional add-ons
- Routine and preventive care (vaccinations, annual check-ups)
- Dental treatment for injuries or certain illnesses
- Travel cover for trips within the EU or to your home country
- Extended third-party liability for specific breeds
- Alternative therapies (physiotherapy, acupuncture, etc.)
- Higher annual limits for vet fees
Not covered
- Pre-existing illnesses or injuries diagnosed before the policy start date
- Routine treatments if you haven't added a wellness add-on
- Non-veterinary costs such as grooming or food
- Breeding, pregnancy and related complications (most policies)
- Cosmetic or elective procedures that are not medically necessary
Why choose us for pet insurance?
Here's why expat pet owners in Spain trust us with their furry friends
Tailored to expat pet owners
We specialise in expats in Spain, so we know the typical vet costs, common conditions and the best insurers for foreign pet owners.
Clear, English-speaking guidance
No more guessing in Spanish. We explain your options in plain English and help you understand exactly what is and isn't covered.
Compare several insurers, not just one
We're a broker, not a single insurer. That means we can compare multiple pet insurance policies and recommend the one that fits your pet and budget best.
Support when your pet really needs it
When something goes wrong, you're not alone. We help you prepare documents, talk to the insurer and follow up on your claim.
Honest advice, not pushy sales
If we think a basic plan is enough, we'll tell you. The goal is the right cover for your pet, not the most expensive policy.
Simple, digital-first process
Share your details online or via WhatsApp, sign documents digitally and manage everything without having to visit an office.
Get your pet insurance options in English
Share a few details and we'll compare pet insurance plans in Spain tailored to your dog or cat.
Frequently asked questions about pet insurance in Spain
Related guides
Learn more about insurance in Spain
Pet Insurance in Spain – 2026 Guide for Expats
Complete guide to pet insurance types, legal requirements and choosing the right policy
Insurance Broker in Spain – How We Help Expats
Why working with a licensed broker makes insurance easier for expats in Spain
Home Insurance in Spain for Expats – 2026 Guide
Complete guide to protecting your home and belongings in Spain
Based on 247+ reviews from expats across Spain
Getting pet insurance for our rescue dog was so easy. The team explained everything in English and helped us find a plan that covered exactly what we needed.
Sarah M.
Málaga
When our cat needed emergency surgery, they walked us through the whole claims process. We got reimbursed quickly and without any hassle.
Tom R.
Barcelona
Really helpful service. They compared several insurers for us and found one that accepted our dog's pre-existing condition from the UK.
Emma K.
Valencia
Great support throughout the process. The only minor issue was a slight delay in getting the policy documents, but overall very satisfied.
David L.
Alicante