Travel insurance from Spain for expats
Licensed Broker
DGSFP Registered
Travel with confidence from your base in Spain – whether you're visiting family, exploring Europe or flying long-haul. We help expats choose the right travel insurance with solid medical cover, cancellation protection and English-speaking support. Single-trip and annual plans from insurers that understand how expats actually travel.
Example for a short European trip. Annual multi-trip plans available for frequent travellers.
Who it's for
Tourists, expats, digital nomads, families and seniors living in Spain who travel for holidays, visits home or business.
Activation time
Instant cover – buy online and you can usually travel from the next day, subject to policy terms.
Documents needed
Passport or ID, country of residence, trip dates, destinations and approximate trip value if you want cancellation cover.
Languages
You get advice in English. Policy documents are available in English and Spanish with some insurers.
Compare travel insurance plans for expats in Spain
Choose between single-trip, annual multi-trip or premium comprehensive cover. Prices vary by age, destination and trip length.
Single Trip – Basic
BEST FOR:
- • Short trips (1–14 days)
- • European city breaks and visits home
- • Budget-conscious travellers
NOT RECOMMENDED FOR:
- • Frequent travellers
- • Trips longer than 30 days
- • Adventure or winter sports holidays
Annual Multi-Trip – Popular
BEST FOR:
- • Frequent travellers (3+ trips per year)
- • Expats regularly visiting their home country
- • Digital nomads flying in and out of Spain
NOT RECOMMENDED FOR:
- • One-off single trips only
- • Very long trips over 30–45 days (depending on policy)
Premium – Comprehensive
BEST FOR:
- • Long trips or gap years
- • Adventure travellers (skiing, diving, hiking)
- • Senior travellers and those with medical history
NOT RECOMMENDED FOR:
- • Simple short-haul trips on a tight budget
How it works
Getting travel insurance from Spain is quick and straightforward
Get a quote
Tell us about your trip – who is travelling, where you're going, for how long and how often you travel from Spain.
Compare coverage
We compare travel insurance plans from several insurers in Spain and shortlist the options that match your destinations and risk profile.
Choose & purchase
We explain the differences between basic, annual and premium cover in simple English, then help you purchase the policy online.
Travel protected
You receive your policy, emergency contact numbers and any visa-compliant certificates by email. Save them on your phone and travel with peace of mind.
Coverage overview
Understand what's included in travel insurance, which add-ons are available and typical exclusions
Included
- Emergency medical expenses abroad (hospital, doctors, tests)
- Emergency medical evacuation and repatriation to Spain or home country
- Trip cancellation due to covered reasons (illness, serious events)
- Trip interruption if you must cut your trip short
- Baggage loss, theft or damage up to the policy limit
- Travel delays and missed connections above the stated delay threshold
- Personal liability for damage or injury caused to third parties
- 24/7 multilingual emergency assistance and helpline
Optional add-ons
- "Cancel for any reason" (CFAR) upgrade on selected plans
- Adventure and winter sports cover (skiing, snowboarding, diving, etc.)
- Cover for pre-existing medical conditions after medical declaration
- Rental car excess / collision damage waiver extensions
- Higher baggage and high-value item limits (laptops, cameras, equipment)
- Business travel and work equipment cover
- Extended trip duration for long stays, gap years or world trips
- Specific cover for USA/Canada where medical costs are higher
Not covered
- Undeclared pre-existing medical conditions (unless explicitly accepted)
- Travel to destinations under active war or high-risk government warnings
- Intentional self-harm or criminal/illegal activities
- Claims linked to excessive alcohol or illegal drug use
- Non-urgent or cosmetic medical treatments abroad
- Pure cash losses, tickets and vouchers without proper documentation
- Professional sports, racing or extreme activities not listed in the policy
Why choose us for travel insurance from Spain?
We specialise in helping expats living in Spain find the right travel cover for their trips
Licensed & regulated in Spain
We work with licensed insurers in Spain and operate under Spanish regulation, so your travel cover is compliant and transparent.
Experts in expat travel needs
We specialise in expats who live in Spain but travel often – for holidays, work and visits home – and we know which policies fit that lifestyle.
Instant cover and documents
In most cases you can complete everything online and receive your policy documents and travel certificates within minutes.
True multilingual support
Talk to us in English. Many of our partner insurers also offer support and documents in Spanish and other European languages.
Help when something goes wrong
If you need to use your travel insurance, we help you understand what's covered, who to contact and how to document your claim properly.
Compare multiple insurers, not just one
We're a broker, not a single insurer. We compare several travel insurance options in Spain and recommend what's genuinely right for you.
Travel insurance FAQs for expats in Spain
Related guides
Learn more about insurance in Spain
Travel & Schengen Insurance for Expats Living in Spain – 2026 Guide
Travel insurance for residents in Spain travelling abroad – Schengen, EU and worldwide cover, annual multi-trip options
Holiday Insurance Spain 2026 – What Expats Need to Know
Complete guide to holiday insurance options for expats living in Spain – what's covered and when you need it
Insurance Broker in Spain – How We Help Expats
Why working with a licensed broker makes insurance easier for expats in Spain
Based on 850+ reviews from expats across Spain
I used their annual travel insurance for six trips last year. The quote was quick, documents arrived instantly and I always had someone in English to speak to.
Emma K.
Madrid
I had to cancel a long-planned trip because of illness. They explained the process clearly and my claim was settled within a couple of weeks.
Mikko L.
Alicante
Our luggage went missing on a connection. The assistance team guided us step by step and we were reimbursed for essentials and lost items.
Laura & Tom
Barcelona