I had no idea most dental care in Spain was private until I got my first bill. They helped me get set up with a Caser dental plan and now my check-ups and cleanings are completely free. I finally know what I'll pay in advance.
From €9.80/mo40+ free servicesNo questionnaire, no waiting
Dental insurance in Spain for expats
Dental insurance through Caser, one of Spain's longest-established insurers with 75+ years in the market. 40+ services completely free, up to 50% off everything else. Same price all ages, no medical questionnaire, no waiting periods, cover from day one. Standalone policy that stacks with any health plan, payable annually, half-yearly, quarterly or monthly.
From From €120 /yearSmile Essential individual rate from €120/year (typically €9.80/month direct debit). Smile Perfect from €145/year. Family Pack (3–6 people) from €275/year. Payable annually, half-yearly, quarterly or monthly with no surcharges.
4.8/5
15,000+ expats helpedEN • ES • DE • FI • SVFrom
From €120/year
Smile Essential individual rate from €120/year (typically €9.80/month direct debit). Smile Perfect from €145/year. Family Pack (3–6 people) from €275/year. Payable annually, half-yearly, quarterly or monthly with no surcharges.
Licensed Agent
DGSFP #C0031B93323293
Dental insurance at a glance
Who is it for?
Expats, foreign residents, digital nomads and families living in Spain who want predictable dental costs and access to 1,500+ private dentists through Caser's dental network.
Activation time
Cover starts on day one. No medical questionnaire and no waiting periods — use your insurance immediately for all 40+ free services and discounted rates.
Documents needed
ID or passport, date of birth and basic contact details. NIE is helpful but not strictly required to enrol.
Languages available
We advise you in English, Spanish, Finnish, Swedish and German. Caser provides documentation and helplines in Spanish and English.
Compare Caser dental plans
Choose the Caser dental plan that matches your needs — standalone or bundled with health insurance
Tier 01
Smile Essential (Sonrisa Esencial)
From €120/year
- 40 dental services completely free
- Comprehensive check-ups (twice yearly), cleanings and dental imaging
- Free extractions and dental surgery
- Free fillings and reconstructions (conservative dentistry)
- Free paediatric dentistry under 15 (check-ups, caries prevention, gum care)
- Periodontics, gum-health assessment, regenerative therapy and grafts
- TMJ (temporomandibular joint) diagnosis and treatment
- Up to 50% off implants (study, surgical, prosthetic phases)
- Up to 50% off orthodontics (removable, fixed, lingual, invisible)
- Family Pack: €22.82/mo total for 3–6 family members
- No medical questionnaire, no waiting periods — cover from day one
- 24-hour dental emergencies (available on Smile Perfect)
- Pharmacy reimbursement (available on Smile Perfect)
Best for
Expats who want the most affordable standalone dental plan · Anyone with a basic-dental health plan (e.g. Médica/Integral) who wants to upgrade to 40 free services · Families — works out at less than €4/mo per person on the Family Pack
Not recommended for
Those who want 24-hour emergency dental cover (consider Smile Perfect) · Those who want pharmacy reimbursement and 24h medical advice
Most Popular
Tier 02
Smile Perfect (Sonrisa Perfecta)
From €145/year
- All 40 free services from Smile Essential, plus dentascan diagnostic imaging
- 24-hour dental emergencies (toothache, abscess, broken tooth)
- 24-hour medical and paediatric phone advice line
- Pharmacy reimbursement up to €40/yr per insured
- 2 maxillofacial consultations per year
- Up to 50% off implants, orthodontics and aesthetic treatments
- Same price for everyone — regardless of age or oral health history
- Family Pack: €28.57/mo total for 3–6 family members
- No medical questionnaire, no waiting periods — cover from day one
- Cosmetic-only treatments — discounted, not free
Best for
Expats who want full standalone dental cover including 24h emergencies · Anyone who values pharmacy reimbursement and 24h medical advice · Older adults — flat price regardless of age or oral health history
Not recommended for
Tight budgets focused solely on preventative care (Smile Essential may be enough) · Those who only need basic check-ups and cleanings
What affects your Caser dental insurance premium
Dental premiums are simpler than health: Smile Perfect is the same price for everyone regardless of age. The main drivers are which plan you choose and whether you cover the family.
Price drivers
- Plan level: Smile Essential (€9.80/mo) vs Smile Perfect (€12.10/mo) for 24h emergencies and pharmacy
- Family Pack: €22.82/mo (Essential) or €28.57/mo (Perfect) for 3–6 insured — much cheaper per head
- Age: Smile Perfect is the same price at any age; Essential is also flat for adults
- Region: premiums may vary slightly depending on where you live in Spain
- Promotional rates: current promo rates valid until 30/09/2026 (standard Essential rate is €9.15/mo)
- Payment frequency: monthly, quarterly, half-yearly or annual — no surcharges either way
Example profiles
Single adult, basic dental cover: Smile Essential — €9.80/mo, 40 free services
Family of 4 (2 adults, 2 kids): Smile Essential Family Pack — €22.82/mo total, free paediatric dentistry
Adult wanting 24h emergencies + pharmacy: Smile Perfect — €12.10/mo, same price any age
Already has Médica/Integral health plan: Add Smile Essential on top — cheaper than upgrading to Adapta+Dental
Request a quote and we'll recommend the right Caser dental plan for your needs.
40 free services, 1,500+ network dentists
From €9.80/mo. No medical questionnaire, no waiting periods, cover from day one.
How to get dental insurance in Spain
We make it simple to get the right Caser dental plan for expats living in Spain.
01
Tell us about your situation
Share a few details: who needs cover (just you or the family), where you live in Spain, and whether you also have a health plan or want standalone dental only.
02
We recommend the right Caser dental plan
Based on your needs and budget, we recommend Smile Essential (€9.80/mo) for the basics or Smile Perfect (€12.10/mo) for 24h emergencies and pharmacy reimbursement.
03
Quick activation — no questionnaire, no waiting
Dental enrolment is fast: no medical questionnaire and no waiting periods. We confirm your enrolment and you're covered from day one.
04
Start using your cover immediately
Pick any dentist from the 1,500+ in the Caser dental directory, show your policy card, and access free and discounted treatments right away.
Requirements and documents
Dental enrolment is intentionally light — no medical questionnaire and no waiting periods. Just give us the basics and we'll set you up.
Checklist
- Valid passport or ID card (required)
- Date of birth for everyone to be covered
- Spanish address — where you live in Spain
- Email address and phone number for the policy
- Spanish bank account (IBAN) for the direct debit
- NIE — helpful but not strictly required to enrol
No medical questionnaire
Caser dental plans don't require a medical questionnaire and there are no waiting periods. Smile Perfect is even priced the same regardless of age or oral health history. You're covered from day one.
If you've already got a basic-dental health plan, adding Smile Essential for under €10/mo gets you 40 free services and full discounts. That's almost always cheaper than upgrading to a dental-included health bundle.
Maya Kallio
Licensed Insurance Agent, DGSFP
Compare dental insurance plans
Side-by-side comparison of coverage levels
| Feature | Basic€5-15/mo | Popular Standard€15-35/mo | Premium€35-60+/mo |
|---|---|---|---|
| Annual check-ups | |||
| Basic cleanings | |||
| X-rays & diagnosis | |||
| Emergency visits | |||
| Fillings | Partial | ||
| Simple extractions | Partial | ||
| Root canals | Partial | ||
| Crowns & bridges | Partial | ||
| Dental implants | Partial | ||
| Orthodontics (braces) | Partial | ||
| Teeth whitening | Partial | ||
| Wide clinic network | |||
| English-speaking support | Partial |
Coverage overview
What's covered by Caser dental insurance
Understand which treatments are free, which are discounted, and what's typically excluded from Caser dental plans in Spain.
Standard cover
Included
- 40 free dental services on every plan (Essential and Perfect)
- Free comprehensive check-ups twice a year and diagnostic dental imaging
- Free cleanings and conservative dentistry (fillings, reconstructions)
- Free simple, complex and wisdom-tooth extractions, plus dental surgery
- Free periodontics — gum-health assessment, regenerative therapy and grafts
- Free TMJ (temporomandibular joint) diagnosis and treatment
- Free paediatric dentistry under 15 — check-ups, caries prevention, gum care
- 2 maxillofacial consultations per year
Add to your policy
Optional
- Smile Perfect: 24-hour dental emergencies (toothache, abscess, broken tooth)
- Smile Perfect: 24-hour medical and paediatric phone advice line
- Smile Perfect: pharmacy reimbursement up to €40/yr per insured
- Smile Perfect: dentascan diagnostic imaging
- Up to 50% off implants — study, surgical and prosthetic phases (both plans)
- Up to 50% off orthodontics — removable, fixed, lingual, invisible (both plans)
- Family Pack pricing — 3 to 6 insured under one policy
Read carefully
Not covered
- Treatments outside the Caser dental network (use the Caser dental directory)
- Aesthetic treatments unless specifically listed (whitening, veneers — discounted only)
- Major dental for under-15s — orthodontics, endodontics and prostheses are discounted, not free
- Treatments excluded by the General Conditions
Who can get dental insurance in Spain?
Standalone dental is one of the most accessible insurance products in Spain. No questionnaire, no waiting, no age cap on Smile Perfect. Here are the typical situations we help with.
Anyone wanting standalone dental
Already have a health plan with limited dental? Add Smile Essential on top for 40 free services and full discounts — usually cheaper than upgrading to a dental-included health bundle.
Read our dental guideFamilies with children
Free paediatric dentistry for under-15s on both plans. The Family Pack covers 3 to 6 members from €22.82/mo total — under €4/mo per person for a family of 6.
Read our dental guideOlder adults and retirees
Smile Perfect is the same €12.10/mo for everyone regardless of age or oral health history. No medical questionnaire — useful if you've had significant dental work in the past.
Read our dental guideAlready on Caser Adapta?
Adapta health plans already bundle dental — you may not need standalone dental. We can review your existing cover and tell you whether adding Smile Essential or Perfect makes sense.
Read our dental guideWhy choose us
Why choose us for Caser dental insurance
We specialise in helping expats in Spain get the right Caser dental plan — with clear advice in English, Spanish, Finnish, Swedish and German.
i.
Specialist Caser brokerage
We're a specialist Caser brokerage helping expats find the right dental cover. Total focus on Caser dental — we know every line of every plan and have placed thousands of policies for English, Spanish, German, Finnish and Swedish-speaking residents.
ii.
Five-language expat support
We advise you in English, Spanish, German, Finnish and Swedish. No insurance jargon — we explain exactly which treatments are free, which are discounted and what the network rates are.
iii.
Stacks with any health plan
Standalone dental works on top of any health insurance — Médica, Integral, Adapta or even no health plan. Often cheaper than upgrading to a dental-included health bundle.
iv.
Family Pack pricing for households
One policy covers 3 to 6 family members. €22.82/mo total on Smile Essential (under €4/mo per person for a family of 6). Free paediatric dentistry for under-15s.
v.
Caser — 75+ years in Spain, backed by Helvetia
Caser has been insuring people in Spain for over 75 years and is part of the Grupo Helvetia group. 1,500+ dental professionals across Spain in their network.
vi.
No questionnaire, no waiting periods
Same price all ages on Smile Perfect, regardless of oral health history. No medical questionnaire on either plan. Cover starts on day one — use it immediately.
Free treatments, discounts and network pricing
Best for predictable costs on routine and preventative care
40 free services, no copay
- 40 dental services completely free on every plan — no copay
- Includes check-ups (twice yearly), cleanings, fillings, extractions, periodontics
- Free paediatric dentistry under 15 (check-ups, caries prevention, gum care)
- Cover from day one — no waiting period before you can use the free services
Best for implants, orthodontics and major work
Discounted rates for bigger treatments
- Up to 50% off implants — study, surgical and prosthetic phases
- Up to 50% off orthodontics (removable, fixed, lingual, invisible)
- Discounted endodontics and prostheses
- Pre-negotiated transparent prices — published in the Caser dental directory
Caser dental plans use a network-pricing model: 40 listed services are completely free with no copay; everything else is at pre-negotiated discounted rates (up to 50% off). Use any of the 1,500+ professionals in the Caser dental directory. Treatments outside the network aren't covered.
How to use your dental cover (and what to do in a dental emergency)
01
Find a network dentist via the Caser dental directory (in the Caser Salud app or website) — 1,500+ professionals across Spain
02
Book your appointment directly with the clinic
03
Show your Caser policy card on arrival
04
Free services are billed directly to Caser — you pay nothing for those
05
For non-free treatments, you pay the pre-negotiated network rate (up to 50% off) directly to the clinic
06
On Smile Perfect: call the 24-hour emergency dental line for after-hours toothache, abscess or broken tooth
Smile Perfect adds a 24-hour dental emergency line — genuinely useful since most dental practices close at 6pm. Smile Essential covers normal-hours emergencies through any network clinic.
Family Pack from €22.82/mo total
Covers 3 to 6 family members. Free paediatric dentistry for under-15s.
Coverage areas
01 · Region
All of Spain via Caser's dental network
1,500+ dental professionals across mainland Spain, the Balearic and Canary Islands. Find dentists via the Caser dental directory in the Caser Salud app.
02 · Region
24-hour emergency dental network (Smile Perfect)
After-hours emergency dental cover for toothache, abscess and broken tooth — most regular practices close at 6pm.
03 · Region
Outside the network
Treatments by dentists not in the Caser dental network aren't covered. Stick to the directory to keep treatments free or at network rates.
Coverage applies to dentists within the Caser dental network. We'll confirm clinic availability in your area before you enrol.
Smile Perfect is the same €12.10/mo whether you're 25 or 75. With no questionnaire and no waiting periods, it's one of the most accessible insurance products we sell — older expats and people with prior dental work especially benefit.
Marco Elsinger
Licensed Insurance Agent, DGSFP
Key Terms
Dental insurance terms in Spanish
Seguro dental
dental insurance
Cuadro medico
network of approved clinics/dentists
Copago
copay (your share of treatment cost)
Empaste
filling
Endodoncia
root canal treatment
Corona
crown
Implante dental
dental implant
Ortodoncia
orthodontics/braces
Limpieza dental
dental cleaning
Extraccion
extraction
Protesis dental
dental prosthesis/dentures
Periodo de carencia
waiting period
Sonrisa Esencial
Caser's Smile Essential dental plan
Sonrisa Perfecta
Caser's Perfect Smile dental plan
Caser Salud Adapta
Caser's private health insurance (can be bundled with dental)
Common questions
Frequently asked questions about Caser dental insurance
Anything more specific — call or WhatsApp, we'll pick up.
Why take standalone dental instead of dental-included health insurance?
If you have an outpatient or comprehensive health plan with only basic dental (e.g. 14 free services on Médica/Integral/Prestigio), adding Smile Essential gives you 40 free services and full discounts for less than €10/mo extra. For families, the price-per-head on the Family Pack works out at less than €4/mo. Cheaper and more flexible than upgrading to Adapta+Dental in many cases.
Is there a medical questionnaire?
No — both Smile Essential and Smile Perfect have no questionnaire and no waiting periods. Cover starts day one.
Same price for any age?
Yes — Smile Perfect is explicitly the same price for everyone regardless of age or oral health. Smile Essential pricing is also flat for adults.
What's covered for children under 15?
Free paediatric dentistry — check-ups, caries prevention, gum care. Orthodontics, endodontics and prostheses for under-15s are discounted (not free) through the Caser network.
Are implants and orthodontics included?
Discounted, not free — up to 50% off network rates. The 'free' bucket covers preventative dentistry, fillings, root canals (in some plans), extractions, periodontics and other essentials.
How do I find a network dentist?
The Caser dental directory shows 1,500+ professionals across Spain. Available in the Caser Salud app and on the Caser website. We can also recommend dentists in your area.
What's the difference between Smile Essential and Smile Perfect?
Smile Essential is the basic plan — 40 free services and up to 50% off everything else, €9.80/mo individual. Smile Perfect adds 24-hour dental emergencies, 24-hour medical/paediatric phone advice, pharmacy reimbursement up to €40/yr and dentascan diagnostic imaging — €12.10/mo individual. Same family-pack structure on both plans.
How much does it cost for a family?
The Family Pack covers 3 to 6 family members under one policy. Smile Essential Family Pack is €22.82/mo total (under €4/mo per person for a family of 6). Smile Perfect Family Pack is €28.57/mo total. All members get the same plan benefits including free paediatric dentistry for under-15s.
Can I take dental on top of an existing health insurance plan?
Yes — Smile Essential and Smile Perfect are standalone Caser dental policies that stack on top of any health plan, including non-Caser plans. We often recommend this as a cheaper alternative to upgrading your health plan to a dental-included tier.
I already have Caser Adapta — should I also take standalone dental?
Adapta health plans already bundle dental cover, so most Adapta customers don't need standalone dental on top. We'll review your current cover and tell you whether adding Smile Essential or Smile Perfect makes sense for your specific case.
Related guides
Related dental insurance guides
How Dental Insurance Works in Spain — 2026 Guide
Learn how dental insurance works, plan types, what's included, waiting periods and costs
Read more →Dental Insurance Cost in Spain 2026
Monthly premiums, treatment costs and what affects your price
Read more →What Dental Insurance Covers in Spain
Treatments included, discounts and exclusions explained
Read more →Customer Reviews
Customer reviews
4.8/ 5
Based on 156+ reviews from expats across Spain
Our kids needed regular check-ups and the child dental plan covers fillings, fluoride and fissure sealing. We went with Perfect Smile so we also have the orthodontics study included. Great value for a family.
My dentist recommended implants. Before starting, I contacted them and they checked how my Caser plan would respond. The implantology study was included with Perfect Smile and the discount cheque from my Adapta bundle helped with costs.
Expert reviewed
Written and reviewed by licensed insurance agents.
Written and reviewed by licensed insurance agents Maya Kallio and Marco Elsinger, who have helped over 15,000 expats in Spain since 2012.
Maya Kallio
Licensed Insurance Agent · Since 2012
Marco Elsinger
Licensed Insurance Agent · 10+ years
Languages: English, Finnish, Spanish, German, Swedish · DGSFP License: C0031B93323293
