Dental insurance in Spain for expats
Licensed Broker
DGSFP Registered
In Spain, most dental care is private – which means every check-up, filling and emergency visit can get expensive fast. We help expats find dental insurance that covers routine care, unexpected problems and major treatments with clear pricing and English-speaking support. Tell us what you need, and we compare plans from multiple insurers for you.
Example for a basic individual dental plan. Exact price depends on age, cover and insurer.
Who is it for?
Expats, foreign residents, digital nomads and families living in Spain who want predictable dental costs and access to private dentists.
Activation time
Basic dental cover can often start within a few days. Some treatments (like major work or orthodontics) may have waiting periods – we explain these before you buy.
Documents needed
ID or passport, NIE or residency details if available, date of birth, and any recent major dental treatments.
Languages available
We advise you in English and Spanish. Many partner insurers also provide documentation and helplines in multiple languages.
Dental insurance plans in Spain
Choose the level of dental cover that matches your needs and budget
Preventive Dental – Basic
BEST FOR:
- • Expats who mainly want to keep teeth healthy and avoid big surprises
- • People who already have good teeth and just need check-ups and cleanings
NOT RECOMMENDED FOR:
- • Those who know they need crowns, implants or orthodontics soon
- • People with complex ongoing dental problems
Standard Dental – Everyday treatment
BEST FOR:
- • Expats and families who want cover for most common dental treatments
- • People who want predictable costs for fillings, root canals and extractions
NOT RECOMMENDED FOR:
- • Cases where several implants or complex prosthetic work are already planned
- • Full orthodontic treatment for multiple family members (Premium may be better)
Premium Dental & Orthodontics
BEST FOR:
- • Families with children who may need braces
- • Adults who expect crowns, implants or more complex treatments
- • Anyone who wants the most complete protection for big dental bills
NOT RECOMMENDED FOR:
- • Those who only need a basic check-up once a year
- • Very tight budgets focusing solely on emergencies
How it works
Getting dental insurance in Spain is simple with our streamlined process
Tell us about your situation
Share a few details: your age, where you live in Spain, whether it's just you or also your family, and if you know of any upcoming dental work.
We compare dental plans for you
We check several insurers in Spain and filter out the plans that match your needs, budget and expectations – without trying to oversell.
We explain cover in plain English
We walk you through what is covered, waiting periods, network clinics and possible exclusions so you can make a confident choice.
You start treatment with peace of mind
Once you're covered, you can book appointments with dental clinics in the network, show your card or policy, and avoid surprise bills as much as possible.
What dental insurance covers in Spain
Here's what you can typically expect from dental insurance in Spain – from routine check-ups to major treatments.
Included
- Routine check-ups and oral examinations
- Scale & polish / standard dental cleanings
- X-rays needed to diagnose problems
- Fillings for cavities
- Simple extractions and some surgical extractions
- Root canals and related basic treatments
- Part of the cost of crowns, bridges or dentures (in certain plans)
- Emergency dental treatment for sudden pain or accidents
- Discounts or co-pay reductions at network clinics
Optional add-ons
- Higher reimbursement for crowns, bridges and prosthetic work
- Partial cover for dental implants
- Orthodontics for children and teenagers (and sometimes adults)
- Shorter waiting periods for certain treatments
- Wider clinic network or freedom to choose from more dentists
- Extra cover for emergency dental treatment while travelling abroad
- Flexible cover levels for families (combined discounts)
Not covered
- Treatments carried out before the start of the policy
- Work that was already recommended by a dentist before cover began
- Purely cosmetic treatments (whitening, purely aesthetic veneers, etc.)
- Very complex implant plans beyond defined limits if not explicitly agreed
- Experimental or non-standard treatment methods
- Failure to follow dentist's recommendations leading to further damage
- Costs that exceed the maximum annual limits defined in the policy
Why choose us for dental insurance?
Here's why thousands of expats trust us with their dental cover in Spain
We understand expat reality in Spain
Public healthcare rarely covers dental work, and prices can vary a lot between clinics. We help you navigate this as an expat so you're not surprised by the system.
Several insurers, one point of contact
We're not tied to just one insurer. We compare offers from multiple companies and help you choose the one that fits your teeth, your family and your budget.
Plain English explanations
We translate insurance jargon into normal language. You'll understand exactly what check-ups, treatments and limits you're paying for.
Support when big treatments appear
If your dentist suddenly recommends a root canal, crown or implant, we help you check how your policy responds before you commit to the cost.
Family-friendly options
We can find plans that work for couples and families, including children's check-ups and orthodontic options where available.
Experience with expat health & dental cover
We've helped thousands of expats in Spain with health and dental insurance. We know which insurers work smoothly in practice – not just on paper.
Frequently asked questions about dental insurance
Related guides
Learn more about insurance in Spain
How Dental Insurance Works in Spain – 2026 Guide
Learn how dental insurance works, plan types, what's included, waiting periods and costs
Health Insurance in Spain for Expats – 2026 Guide
Everything you need to know about private health insurance in Spain as an expat
Insurance Broker in Spain – How We Help Expats
Why working with a licensed broker makes insurance easier for expats in Spain
Based on 156+ reviews from expats across Spain
I had no idea most dental care in Spain was private until I got my first bill. They helped me find a dental plan that now covers check-ups and most treatments, and I finally know what I'll pay in advance.
Sarah L.
Valencia
Our kids needed regular check-ups and possibly braces. We received a clear comparison of different options and chose a plan that gives us good discounts and partial orthodontic cover.
Jonas & Emma
Barcelona
My dentist recommended a root canal and crown. Before starting, I contacted them, and they checked how my policy would respond so I wasn't surprised by the final cost.
Mark T.
Málaga