Get car insurance in Spain
Licensed Broker
DGSFP Registered
Compare car insurance from top Spanish insurers with English support. Get quotes in minutes, same-day coverage available. Licensed broker serving expats since 2011-2012.
Third-party cover. Actual price depends on vehicle and driver profile.
Who it's for
Expats, non-residents, tourists & Spanish residents
Activation time
Same-day cover available for most vehicles
Documents needed
ID, driving license, vehicle docs (ficha técnica)
Languages
English, Spanish, Finnish, Swedish, German
Compare car insurance tiers in Spain
Choose the right level of protection for your needs. All prices are estimates and vary by vehicle and driver.
Third-Party (Basic)
BEST FOR:
- • Older vehicles (10+ years)
- • Low-value cars
- • Minimum legal requirement
NOT RECOMMENDED FOR:
- • New or valuable vehicles
- • Frequent long-distance drivers
Third-Party + Windscreen
BEST FOR:
- • Medium-value vehicles
- • Drivers on highways
- • Stone chip protection
NOT RECOMMENDED FOR:
- • Very old cars
- • Premium vehicles
Extended Third-Party
BEST FOR:
- • Most expat drivers
- • Good value coverage
- • Balanced protection
NOT RECOMMENDED FOR:
- • Very low-value vehicles
Comprehensive (All Risks)
BEST FOR:
- • New vehicles
- • High-value cars
- • Financed vehicles
- • Maximum protection
NOT RECOMMENDED FOR:
- • Very old vehicles
- • Very tight budgets
How it works
Getting car insurance in Spain as an expat is simple with our streamlined process
Get a quote
Fill out our simple form with your details and vehicle information. Takes just 2-3 minutes.
Compare options
We'll send you personalized quotes from top Spanish insurers within 2 hours.
Choose & pay
Select your preferred coverage and pay securely online or via bank transfer.
Get covered
Receive your policy documents via email. Same-day coverage available for most vehicles.
Coverage overview
Understand what's included, what's optional, and what's not covered in Spanish car insurance
Included
- Third-party liability (required by law)
- Legal defense costs
- Damage to third-party vehicles
- Injury to third parties
- Property damage coverage
- EU Green Card included
Optional add-ons
- Windscreen & glass cover
- Fire and theft protection
- Own damage (collision)
- Roadside assistance
- Replacement vehicle
- Personal accident cover
- No-claims bonus protection
- Enhanced legal defense
Not covered
- Intentional damage
- Racing or competitions
- Driving under influence
- Unlicensed drivers
- Wear and tear
- Mechanical breakdowns
- Driving outside coverage territory without extension
Why choose us for car insurance in Spain?
We understand the unique needs of expats. Here's why thousands trust us with their car insurance.
Licensed & Regulated
Registered with DGSFP (Spain's insurance regulator). Your protection is our priority.
13+ Years Experience
Serving expats in Spain since 2011-2012. Over 15,000 satisfied customers.
Same-Day Coverage
Get covered fast. Most policies can be activated the same day you apply.
True Multilingual Support
Native support in English, Spanish, Finnish, Swedish, and German.
No-Claims Bonus
Transfer your no-claims discount from your home country (where applicable).
EU Green Card Included
Drive across Europe with confidence. Green Card included at no extra cost.
Car insurance FAQs for expats in Spain
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Based on 1,200+ reviews from expats across Spain
Excellent service! They helped me get car insurance within hours of my arrival in Spain. English support was fantastic.
Sarah M.
Barcelona
Best insurance broker for expats. They compared multiple quotes and saved me over €200 compared to going direct.
James T.
Málaga