Get car insurance in Spain

Yes, but only temporarily. UK-plated cars can be insured in Spain for up to 6 months while you complete the registration process. After that, you must re-register the vehicle with Spanish plates. We can help you find temporary cover for UK-plated vehicles.

Yes, we accept temporary plates (Green plates) for insurance. However, the temporary plates must be replaced with permanent plates within 2 months of starting the policy. This is perfect for expats who have just imported their vehicle or purchased a car in Spain.

Yes! We give you a full no-claims bonus from day one - no certificate needed from your previous insurer. This means you benefit from reduced premiums immediately, making Spanish car insurance more affordable for expats who have a clean driving record.

You'll need: (1) Valid ID or passport, (2) Valid driving license from your home country or International Driving Permit, (3) Vehicle registration document (ficha técnica), (4) Date of birth and postal code (required for quotes), (5) NIE number (for most insurers), (6) Proof of address in Spain. We can guide you through the process if you're missing any documents.

Yes, short-term car insurance is available for temporary visits or vehicle imports. Policies can be arranged from 1 day to 6 months. This is ideal for tourists, short-term residents, or those in the process of registering their vehicle. Contact us for quick temporary cover quotes.

Most insurers in Spain will recognize your no-claims bonus from EU countries, the UK, and some other countries. You'll need a letter from your previous insurer confirming your claims-free years. Discounts typically range from 10-40% depending on your history. We'll help you maximize your discount when getting quotes.

Roadside assistance is usually NOT included in basic third-party cover. It's typically available as an optional add-on or included in extended third-party and comprehensive policies. Coverage usually includes breakdown recovery, flat tire assistance, battery jump-start, and towing. Check your policy details or upgrade for peace of mind.

Since Brexit, UK drivers now need a Green Card to prove insurance when driving in the EU. However, if you have Spanish car insurance, the Green Card is typically included at no extra cost and allows you to drive throughout the EU. Always carry your Green Card when traveling outside Spain.

Third-party insurance covers damage you cause to others (required by law). Comprehensive insurance covers damage to your own vehicle as well, including fire, theft, vandalism, and collisions. Comprehensive is recommended for new or valuable vehicles, while third-party may be sufficient for older cars.

Yes, you can cancel your policy, but terms vary by insurer. Most policies auto-renew annually. You can usually cancel with 1-2 months' notice before renewal. If you cancel mid-term, you may receive a partial refund minus admin fees. When selling your car or leaving Spain, notify your insurer promptly to stop payments.

Once you've provided all required documents, most policies can be activated the same day or within 24 hours. The quote process typically takes 2-4 hours. Rush service is available for urgent cases. Make sure you have all your documents ready to speed up the process.

Breakdown cover is highly recommended, especially for older vehicles or if you drive frequently on highways and rural areas. Spain has hot summers that can strain vehicles, and remote areas may have limited services. The cost is usually €30-80/year and provides peace of mind, particularly for expats unfamiliar with local mechanics.