Cruise Travel Insurance: for any cruise line
Licensed Broker
DGSFP Registered
Built specifically for cruise travel: separate onboard medical limit, baggage in cruise-line custody, embarkation delays, plus full pre and post-cruise land cover. Works with MSC, Royal Caribbean, Norwegian, Disney, Costa, Celebrity and any other major operator.
From €60/trip
Quote-based. Per-cruise cover.
Typical starting premium. Final price always depends on your individual circumstances.
What's covered
Cover included as standard with Cruise travel
Onboard medical - €10,000 separate limit
Distinct limit for shipboard consultations and treatment, in addition to the standard medical cover.
Medical - Spain €10k / Europe & worldwide €200k
Standard travel medical cover for shore excursions and pre/post-cruise stays.
Repatriation - unlimited
Unlimited evacuation including from international waters. Critical for ocean-going cruises.
Companion repatriation - unlimited (max 2)
Family members can be repatriated with you.
Trip cancellation - €3,000
Pre-departure cancellation for covered causes.
Unused vacation - €2,000
Reimbursement of unused cruise days due to medical event.
Hotel extension €120/day x 10 days
If illness or accident extends your trip.
Baggage - €1,500 + €300 essentials
Cover applies even when baggage is in cruise-line custody. €300 for essentials during baggage delay.
Civil liability - €30,000
Damage to third parties.
Legal defence
Legal assistance abroad included.
Accident indemnity
Up to €30k death/disability on public transport, €6k for general accidents (24h cover).
Interpreter services
Emergency communication assistance at sea.
What's not covered
Be clear on what's excluded so you can decide if this tier suits you.
- Pre-existing conditions (typically not covered - confirm at quote)
- Cabin confinement / quarantine costs (not specifically listed)
- Itinerary changes by the cruise line (not specifically covered)
- Missed embarkation due to traffic/weather not on your end (limited)
- Adventure shore excursions without specific add-on
Cruise Travel, in one paragraph
Travel insurance built specifically for cruise holidays. Works with any cruise line (MSC, Royal Caribbean, Norwegian, Disney, Costa, Celebrity, etc.). Distinct €10k onboard medical limit on top of the €200k land medical, baggage cover applies even in cruise-line custody, hotel extension if illness extends your trip post-cruise, unlimited repatriation including from international waters. Cover starts when you leave home and ends when you return.
Frequently asked questions
Does this work with any cruise line?
Yes - works with all major operators including MSC Cruises, Costa Cruises, Royal Caribbean, Norwegian, Disney Cruise Line and Celebrity Cruises. No restrictions on cruise line or itinerary.
What's special about cruise insurance vs general travel?
Three things: (1) separate €10k onboard medical limit, important because shipboard medical is expensive and not covered by your land medical limit; (2) baggage cover applies even when in cruise-line custody (standard travel often excludes this); (3) hotel extension cover for if illness extends your trip post-cruise.
Are pre/post-cruise hotel stays covered?
Yes - cover applies from the moment you leave home until you return. Pre-cruise embarkation hotels and post-cruise stays are included.
What about itinerary changes by the cruise line?
Not specifically covered. The cruise line itself usually offers compensation for changes they initiate. Confirm details at quote.
Can family members be insured?
Yes - family members can be added to a single policy with the same cover.
What about destinations like the Caribbean or Mediterranean?
Worldwide cover applies - €200k medical limit applies regardless of destination.
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Policy documents
Underwritten by Caser - 75+ years in Spain
Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros S.A. (Caser)
Registered with the Dirección General de Seguros y Fondos de Pensiones.