Prestige: premium worldwide travel cover with pre-existing conditions
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The flagship Caser travel plan. €650k worldwide medical, trip cancellation included, and unique €15,000 cover for pre-existing condition deterioration. For travel outside Europe and anyone with chronic conditions.
From €300/year
Quote-based. Annual multi-trip worldwide.
Typical starting premium. Final price always depends on your individual circumstances.
What's covered
Cover included as standard with Premium worldwide travel
Medical - Spain €25k / Europe €350k / worldwide €650k
Highest medical limits in our portfolio. Critical for US, Canada and Asia trips.
Pre-existing condition deterioration - €15,000
Unique to Prestige. Covers worsening of pre-existing conditions during the trip up to €15,000.
Trip cancellation - €6,000 (included)
Trip cancellation cover is standard, not optional. Up to €6,000 reimbursement for covered causes.
Repatriation - unlimited
Unlimited repatriation including chartered medical flights.
Search and rescue - €6,000
Mountain rescue, sea rescue and similar.
Baggage - €2,000
Highest baggage limit in the range.
Civil liability - €60,000
Double the limit of Vacacional and Integral.
Unused vacation - €3,500
Reimbursement of unused trip days.
Legal defence - up to €3,000
Legal advice abroad.
Optional add-ons
Extend cover by adding any of these to your policy at quote stage.
€1,000 vet + €500 repatriation.
What's not covered
Be clear on what's excluded so you can decide if this tier suits you.
- Pre-existing condition deterioration above €15,000
- Travel against an official advisory
- Adventure sports without specific add-on
- Conditions you didn't disclose at quote
Prestige Travel, in one paragraph
Caser's flagship travel plan and the only one we recommend for trips outside Europe (US, Canada, Asia) where medical costs can run into six figures. €650k worldwide medical, €15k cover for pre-existing condition deterioration (genuinely unique, since most policies exclude all pre-existing flare-ups), €6k trip cancellation included as standard, €60k civil liability. Right for premium trips, frequent travellers, anyone with managed chronic conditions, and any trip outside Europe.
Frequently asked questions
Why is pre-existing condition cover unique to Prestige?
Most travel policies (including Caser's Vacacional and Integral) explicitly exclude flare-ups of conditions you had before the trip - even something as mundane as managed asthma or a known heart condition. Prestige is the only Caser plan that covers up to €15,000 of medical care for pre-existing condition deterioration. Disclosure at quote is essential.
Is trip cancellation really included?
Yes - €6,000 cancellation is standard on Prestige (vs being a €1,500 optional on Vacacional and Integral).
When is Prestige worth the price?
Going to the US, Canada or Asia where medical costs can quickly exceed €100k. Going on an expensive prepaid trip (cruise, organised tour) where cancellation cover is critical. Travelling with managed chronic conditions. Frequent traveller with annual policy.
Is the €350k Europe limit really that different from Integral's €75k?
For routine medical, no. For complex hospitalisations (ICU, neurology, cardiology), yes. A 7-day ICU stay in Switzerland or Germany can easily run €60k+. Prestige's higher limits matter on the rare-but-catastrophic end.
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Compare with other Caser tiers
Same insurer, different cover levels. Find the fit for your situation.
Policy documents
Underwritten by Caser - 75+ years in Spain
Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros S.A. (Caser)
Registered with the Dirección General de Seguros y Fondos de Pensiones.