Third-Party Motorcycle Insurance: basic legal cover with ReMoto
Licensed Broker
DGSFP Registered
Mandatory civil liability, legal defence, medical assistance and ReMoto life-saving accident detection. The cheapest tier, best for older bikes and secure storage.
Up to 60% no-claims discount.
From €120/year
Quote-based. Depends on bike, rider and postcode.
Typical starting premium. Final price always depends on your individual circumstances.
Payment: Annual, six-monthly or quarterly when premium exceeds €100.
What's covered
Cover included as standard with Third-party (basic)
Civil liability
Third-party damage cover at the legal minimum plus voluntary top-up.
Medical assistance - rider
Medical care for the rider after a covered accident.
Medical assistance - passengers
Cover for passenger injuries.
Smart Alert ReMoto
App-based AI accident detection. Automatically detects falls, sends your location to the emergency team, and they dispatch an ambulance without you having to call. Genuine life-saver. Included on every tier at no extra cost.
Legal defence
Cover for traffic-accident legal proceedings.
Fine appeal assistance
Help managing and appealing traffic fines.
Free garage choice
Use any repair garage you trust, not restricted to a Caser network.
Fire protection
Cover for fire damage to your bike.
Driver accident coverage
Personal accident cover for the rider.
What's not covered
Be clear on what's excluded so you can decide if this tier suits you.
- Theft of the bike (choose Third-Party + Theft)
- Damage to your own bike from accidents (choose Comprehensive)
- Wear and tear, mechanical breakdown unrelated to a covered event
Third-Party Motorcycle, in one paragraph
The cheapest legal motorcycle cover. Civil liability plus voluntary top-up, rider and passenger medical assistance, fire damage, free garage choice, plus the ReMoto life-saving feature (free on every tier - AI-detected accident automatically dispatches an ambulance with your GPS location). Best for older bikes and riders with secure storage. If you park outdoors or your bike is worth €3,000+, upgrade to Third-Party + Theft.
Frequently asked questions
What's ReMoto?
Caser's life-saving accident detection feature for motorbikes. App-based, no installation required. AI detects when you fall, automatically sends your GPS location to the emergency team, and they dispatch an ambulance without waiting for you to call. Standard on all tiers at no extra cost. Protects privacy: location is only transmitted at the moment of detected accident, never before.
Is theft covered?
Not in basic Third-Party. If you store your bike outdoors or somewhere insecure, choose Third-Party + Theft (the best-seller) which adds 100% market-value reimbursement for stolen bikes.
What's NOT covered in basic third-party?
Theft of the bike, damage to your own bike from accidents, helmet/clothing damage. Upgrade to Third-Party + Theft for theft cover, or Comprehensive for full damage cover.
Is fire really included?
Yes - fire damage to your bike is included as standard, even on basic Third-Party. Useful in summer when wildfires can affect parked bikes.
Get your Third-party (basic) quote
Fill in the details and our team will come back to you with a written quote.
Compare with other Caser tiers
Same insurer, different cover levels. Find the fit for your situation.