Third-Party + Theft: basic cover plus 100% theft reimbursement
Licensed Broker
DGSFP Registered
Everything in basic third-party, plus full theft and total-loss reimbursement at 100% market value. The best-selling motorcycle plan for outdoor parking and weekend riders.
Up to 60% no-claims discount.
From €220/year
Quote-based. Depends on bike, rider and postcode.
Typical starting premium. Final price always depends on your individual circumstances.
Payment: Annual, six-monthly or quarterly when premium exceeds €100.
What's covered
Cover included as standard with Third-party + theft (best-seller)
Total theft - 100% market value
If your bike is stolen, you're reimbursed at 100% current market value.
Civil liability + voluntary top-up
Same as basic Third-Party.
Medical assistance - rider and passengers
Same as basic Third-Party.
ReMoto accident detection
Free on every tier. AI-detected fall triggers automatic ambulance dispatch with GPS location.
Fire damage
Cover for fire damage to your bike.
Legal defence
Cover for traffic-accident legal proceedings.
Fine appeal assistance
Help managing and appealing traffic fines.
Free garage choice
Any repair garage.
What's not covered
Be clear on what's excluded so you can decide if this tier suits you.
- Damage to your own bike from accidents (choose Comprehensive)
- Helmet and riding clothing (separate add-on)
- Wear and tear, mechanical breakdown
Third-Party + Theft, in one paragraph
The best-selling motorcycle plan in our portfolio. Everything in basic Third-Party, plus full theft cover at 100% market value. Right for anyone parking outdoors, urban riders, weekend bikers - basically anyone whose bike sits unattended for any meaningful period. ReMoto life-saving accident detection is included free, like every tier.
Frequently asked questions
Why is this the best-selling motorcycle plan?
Theft is the single biggest risk most riders face - bikes are easier to steal than cars and worth more in parts than whole. This tier adds full theft cover at 100% market value for a relatively small premium increase over basic Third-Party. Most riders find this is the right balance of price and protection.
What does '100% market value' mean?
If your bike is stolen, you receive its current market value (not just its purchase price or insured sum) as a payout. Caser uses standard market valuations to determine the figure.
Are accessories and parts covered?
Standard accessories are covered as part of the bike. High-value extras (custom exhausts, expensive luggage, GPS units) should be declared separately so they're properly insured.
Is helmet and clothing damage covered?
Not in this tier as standard. Available as an optional add-on, useful if you wear a high-end helmet or leathers.
What if I want my own damage covered too?
Upgrade to Comprehensive (with excess), which adds cover for damage to your bike from at-fault accidents.
Get your Third-party + theft (best-seller) quote
Fill in the details and our team will come back to you with a written quote.
Compare with other Caser tiers
Same insurer, different cover levels. Find the fit for your situation.